620 Munich Circle, Waterloo, ON

$849,000
MLS#:X13541468
3 beds
4 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 70.9 x 99.87 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Ventilation System, Water Heater, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 620 Munich Circle, Waterloo, a beautifully maintained carpet free detached home in the highly sought after Clair Hills community, one of Waterloo's premier family neighbourhoods. Minutes from Laurel Creek Conservation Area, The Boardwalk Shopping Centre, Costco, restaurants, both universities, and Highway 85, this location offers the perfect balance of nature and convenience.This home has been thoughtfully maintained over the years. Freshly painted, with the kitchen and much of the home fully renovated in 2015. In 2021, the furnace, air conditioner, water heater, washer, dryer, deck, and basement were all updated, along with topped up attic insulation. California blinds were added in 2022.This bright and spacious home offers a functional layout with 3 generously sized bedrooms and carpet free flooring throughout. The open concept main floor is filled with natural light, with living and dining areas flowing into a well appointed kitchen with ample cabinetry, counter space, and a breakfast area overlooking the backyard. Upstairs offers three spacious bedrooms, including a primary retreat with walk in closet and private ensuite. The fully finished basement adds great additional living space, ideal as a recreation room, home gym, or media area. Enjoy the private backyard and deck, perfect for summer barbecues or unwinding after a busy day.Families will love the excellent school options nearby, including Laurel Heights Secondary School, with school bus pickup directly in front of the home for Vista Hills students. With an attached garage, private driveway, and an unbeatable location, this move in ready home is an outstanding opportunity for growing families and professionals alike.

Upcoming Open Houses

Saturday, July 11, 20262:00 PM - 4:00 PMPublic
Sunday, July 12, 20262:00 PM - 4:00 PMPublic

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Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/9/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size70.9 × 99.87 Feet
CountyWaterloo
Annual Tax$5,507
Legal DescriptionLOT 1, PLAN 58M-97. S/T EASE (1) LT24898 IN FAVOUR OF UNION GAS LIMITED & THE CORPORATION OF THE CITY OF WATERLOO OVER PART OF SAID LOT 1 PART 1 58R-11619. WATERLOO.

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Park, Public Transit, School, School Bus Route

Interior Features

Ventilation System, Water Heater, Water Softener

Security Features

Community Features

Location

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620 Munich Circle, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 620 Munich Circle, Waterloo, ON N2V 2L6

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate5.25%
Down Payment$59,900 (7.1%)
* Minimum Canadian down payment required for this price is $59,900.
Amortization Period25 Years
Estimated Monthly Payment$4,702Based on a loan of $789,100 over 25 years.
Purchase Price$849,000
Loan Amount$789,100
Provincial Land Transfer Tax:$13,455
Total Estimated Closing Taxes:$13,455

About Purchasing a Home in Waterloo, ON

For a property listed at $849,000 in Waterloo, the legal minimum down payment is $59,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,455.

Nearby Listings

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No current listings found in Waterloo.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$797,838

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.