623 Cardiff Street, Waterloo, ON
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 5 Bedrooms and 4 Bathrooms
- Premium 45.93 x 119.75 ft lot size
- Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
- 4.0 total parking spaces available with a convenient attached configuration
- Notable attributes: Auto Garage Door Remote, On Demand Water Heater, Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
This exquisite Westvale Detached Home boasts thoughtful upgrades throughout. The home features a spacious Double Car Garage and 3 good sized bedrooms on the upper level, including a luxurious primary suite with an updated ensuite bathroom (check out the high tech toilet!!) and walk in closet. The Main Floor offers a sophisticated layout, showcasing a bright and modern white kitchen with a charming breakfast area, a formal living and dining room ideal for entertaining, and a cozy Family Room enhanced by a gas fireplace and lots of natural light. The Fully finished lower level expands the living space with 2 additional bedrooms (or office or den or gym), a stylish 3 pc bathroom, and a generous recreation room! The beautiful backyard provides an ideal setting for family activities, pets, or gatherings. This exceptional home is a true gem, combining style, comfort, and practicality in one of Waterloo's desirable locations. Close to the boardwalk, shopping, hwy's, schools, transit, even uptown is a short drive!
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Property Summary
This detached home located at 623 Cardiff Street, Waterloo is currently for sale and has been available on SousaSells for 642 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 5 beds, 4 bathrooms, and is unknown square feet. 623 Cardiff Street, Waterloo
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
Interior Features
Auto Garage Door Remote, On Demand Water Heater, Sump Pump, Water Softener, Water Treatment
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Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 623 Cardiff Street, Waterloo, ON N2T 2P4
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Waterloo, ON
For a property listed at $899,900 in Waterloo, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.