634 Violet Street, Waterloo, ON

$918,000
MLS#:X12408737
4 beds
4 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $918,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 30 x 98.43 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning 3+1 Bedroom Detached in Prime Waterloo! Beautifully renovated with over $100K inupgrades, this home is move-in ready and full of modern features. Highlights include a newkitchen with custom cabinets, stone countertops, and newer stainless steel appliances(Brand NewFridge, 2Yr New 2 Yr New Stove & Dishwasher), plus a spacious dining area with a walk-out to alarge deck, ideal for entertaining and outdoor gatherings.The bright great room offers highceilings and abundant natural light, while the entire home has been freshly painted for aclean, modern feel. Upstairs, youll find 3 bedrooms and upgraded bathrooms. Direct garageaccess adds everyday convenience.The finished basement extends the living space with a bedroom,recreation area, and a 3-pc Bathroom, perfect for guests, a home office, or family movienights. A gas line for BBQ is already installed in the backyard.Situated in a sought-afterneighbourhood within walking distance to schools, shopping, and walking trails, this home isalso located in a top-ranking school zone and close to university and transit.Dont miss thisrare opportunity, book your showing today before its gone!

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Property Summary

This detached home located at 634 Violet Street, Waterloo is currently for sale and has been available on SousaSells for 302 days. This property is listed at $918,000 with an estimated mortgage of $3,056* per month. It has 4 beds, 4 bathrooms, and is 1500-2000 square feet. 634 Violet Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 14, 2025
Sold price information is available to members only
Listed Date9/17/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementFinished
Lot Size30 × 98.43 Feet
CountyWaterloo
Annual Tax$5,096
Legal DescriptionLOT 122, PLAN 58M-305, S/T EASE, WR12187 IN FAVOUR THE CORPORATION OF THE CITY OF WATERLOO AND UNION GAS LIMITED OVER PT. OF SAID LOT, BEING PT. 122 ON 58R-14296. CITY OF WATERLOO.

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Carpet Free

Security Features

Community Features

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Location

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634 Violet Street, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 634 Violet Street, Waterloo, ON N2V 2V9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate4.00%
Down Payment$275,400 (30.0%)
* Minimum Canadian down payment required for this price is $66,800.
Amortization Period30 Years
Estimated Monthly Payment$3,056Based on a loan of $642,600 over 30 years.
Purchase Price$918,000
Loan Amount$642,600
Provincial Land Transfer Tax:$14,835
Total Estimated Closing Taxes:$14,835

About Purchasing a Home in Waterloo, ON

For a property listed at $918,000 in Waterloo, the legal minimum down payment is $66,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,835 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,835.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,552

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.