78 Fountain Street, Waterloo, ON

$599,000
MLS#:X14179180
4 Bedrooms
2 baths
1500-2000 sqft
2.0 parking
Residential Freehold
Residential Freehold for sale - 4 Bed, 2 Bath Home at 78 Fountain Street Waterloo ON listed at $599,000 (MLS# X14179180) - Main View
Open House
For Sale
Added:Nov 13, 2026(today)
Updated:Nov 13, 2026(today)
Last Checked:4 minutes ago

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $599,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 92.15 x 80.13 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 1.0 garage spaces (2.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 78 Fountain Street, a charming and beautifully situated property in the heart of Uptown Waterloo, offering an exceptional blend of character, comfort, and modern updates. Ideally suited for first time homeowners, multi-generational families, or investors, this home features a spacious and inviting interior with comfortable living areas perfect for everyday living and entertaining. The main floor offers the added convenience of a bedroom/family room, providing excellent flexibility for guests, extended family, or a home office. The well-appointed kitchen features modern appliances, ample cabinetry, Centre island, and sleek countertops. Upstairs, you will find three generously sized bedrooms and a full bathroom, with each room benefiting from an abundance of natural light. Situated on an attractive corner lot, the property also offers an expansive outdoor space with plenty of room for a pool, a coach house (city approval required), entertaining, gardening, and family enjoyment. Adding to its appeal is its prime Uptown Waterloo location, just minutes from both universities, making it an excellent opportunity for investors seeking strong rental potential. Conveniently located close to shopping, restaurants, parks, public transit, and everyday amenities, this property offers an outstanding combination of location, versatility, and investment appeal.

Upcoming Open Houses

2 Scheduled
Saturday, November 14, 20262:00 PM - 4:00 PMPublic
Sunday, November 15, 20262:00 PM - 4:00 PMPublic
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Property Summary

This detached home located at 78 Fountain Street, Waterloo is currently for sale and has been available for 0 days. This property is listed at $599,000 with an estimated mortgage of $1,994* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 78 Fountain Street, Waterloo

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • •4 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1500-2000 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Waterloo.

Target Buyer Match

Key Features

Bedrooms
4 Bedrooms
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$599,000
AddedNov 13, 2026 (today)
UpdatedNov 13, 2026 (today)
Last Checked4 minutes ago
Transaction TypeFor Sale
List Office NameiCloud Realty Ltd.

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size92.15 × 80.13 Feet
CountyWaterloo
Annual Tax$5,200
Legal DescriptionPT LT 19 E/S SNIDER ST, 20 E/S SNIDER ST PL 491 CITY OF WATERLOO AS IN 1398023; WATERLOO

Parking & Garage

Parking Total2.0
Parking Space1
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Fenced Yard
  • Hospital
  • Lake/Pond
  • Park
  • Public Transit

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Waterloo Home Buyer Advisory & Market HubActive MLS® Listing in Waterloo, Ontario

Looking to Buy a Home in Waterloo?

If you are looking for a house in Waterloo or researching Waterloo real estate for sale, this 4-bedroom detached at 78 Fountain Street, Waterloo, ON offers an exceptional opportunity to buy a home in Waterloo, Ontario. Whether you are a first-time Waterloo home buyer or comparing active Waterloo MLS® homes for sale, working with a dedicated Waterloo buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Waterloo Homes for Sale & MLS® Listings

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Dedicated Waterloo Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Waterloo realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Waterloo Buyer Budget & Costs

Estimated mortgage: $1,994*/month*. Estimated Ontario Land Transfer Tax: $8,455. First-time Waterloo home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Waterloo

Frequently Asked Questions about 78 Fountain Street, Waterloo, ON

Q.What is the asking price for 78 Fountain Street, Waterloo, ON ?

The current listing price for 78 Fountain Street, Waterloo, ON in Waterloo is $599,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1500-2000 sqft.

Q.What property type and architectural style is 78 Fountain Street, Waterloo, ON ?

78 Fountain Street, Waterloo, ON is a Detached (2-Storey) featuring a Full, Unfinished basement.

Q.What key property features does 78 Fountain Street, Waterloo, ON offer?

Key property features include: Arts Centre, Fenced Yard, Hospital, Lake/Pond, Park, Public Transit.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 2.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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78 Fountain Street, Waterloo, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterloo, Waterloo

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
▼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 78 Fountain Street, Waterloo, ON N2L 3M8

Estimated Sales Range
$569,000 - $587,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$179,700 (30.0%)
* Minimum Canadian down payment required for this price is $34,900.
Amortization Period30 Years
Estimated Monthly Payment$1,994Based on a loan of $419,300 over 30 years.
Purchase Price$599,000
Loan Amount$419,300
Provincial Land Transfer Tax:$8,455
Total Estimated Closing Taxes:$8,455

About Purchasing a Home in Waterloo, ON

For a property listed at $599,000 in Waterloo, the legal minimum down payment is $34,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,455.

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Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$861,587

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Mère-Élisabeth-Bruyère
Public280 Glenridge Drive, Waterloo, Ontario, N2J 3W4
6.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$599,000

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