83 Elgin Crescent, Waterloo, ON

$649,900
MLS#:X12672608
4 beds
2 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 52 x 119 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater, Water Meter
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

PROPERTY SOLD FIRM pending receipt of Deposit! Check out this beautifully renovated bungalow in Waterloo's Uptown neighbourhood. You can walk to the universities, shopping and Uptown Waterloo, plus it has easy access to the expressway. All renovations have been completed in the past 4 years. The elegant kitchen (design/install by Choice Cabinets) is super functional with tons of cabinets, quartz countertops and stainless steel appliances. The peninsula doubles as a breakfast bar for people on the go. The open concept layout has abundant natural light and easy access to the backyard. The primary bedroom is spacious with a double closet. The updated 4 pc bath is tucked away by the nursery room. The décor is modern yet comfortable. The laundry room is amazing with built in cabinets, a laundry sink and well designed storage. The 3 pc bath features a floating vanity and glass shower. The storage room was previously a bedroom, please note the exit window. The lower spare bedroom could be used as a home office or child's playroom. The mechanical room has the gas furnace (2015), rental water tank, water softener (rebuilt 2021) and more storage. There is a 100 amp breaker panel. The City of Waterloo has installed new sewer and 2 inch water lines in 2023. The seller installed a new sump pit/pump which is tied into the original weeper tile. There is a cold room great for storing perishables. Outside you will find a new 18 x 15 deck, a large fully fenced backyard lined with mature trees. There is ample room for a larger shed/outdoor kitchen or potential detached garage. The driveway is new and can park 5 cars. This home has been renovated with care and attention to detail, you will enjoy it for many years to come.

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Property Summary

This detached home located at 83 Elgin Crescent, Waterloo is currently for sale and has been available on SousaSells for 187 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 83 Elgin Crescent, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 16, 2026
Sold price information is available to members only
Listed Date1/7/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size52 × 119 Feet
CountyWaterloo
Annual Tax$5,079.75
Legal DescriptionLot 35 Plan 878 City of Waterloo; S/T 143975; Waterloo

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, Water Heater, Water Meter

Security Features

Community Features

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Location

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83 Elgin Crescent, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 83 Elgin Crescent, Waterloo, ON N2J 2S3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in Waterloo, ON

For a property listed at $649,900 in Waterloo, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$773,510

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.