89 Valley Ridge Crescent, Waterloo, ON

$999,000
MLS#:X12305163
4 beds
4 baths
2000-2500 sqft
6.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 4 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 61.91 x 10600 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step through the front door and feel it at once: the warmth of a home loved since the owner first turned the key in 1986. Every space holds echoes of family milestones, from first steps on gleaming hardwood to laughter at birthday dinners. The foyer welcomes you with an open spiral staircase and a stunning chandelier that scatters rainbows when the sunlight streams in. Pause here and picture holiday photos taken on each step as generations gathered. The main floor was designed for togetherness. An eat-in kitchen overlooks the backyard so a parent could watch children play while prepping salads fresh from the garden. Nearby, a dining room comfortably seated eight for Thanksgiving, while the living room hosted music recitals and the sitting room offered evening stories. Each room remains solid thanks to craftsman-level construction: durable subfloors, quality cabinetry, and framing that stands the test of time. Upstairs, four generous bedrooms offer quiet sanctuary. The primary suite, tucked at the end of the hall, features a walk-in closet and a four-piece ensuite awaiting your personal finishes. The secondary bedrooms once home to sleepovers, study sessions, and returning adult children are bright, serene, and well-sized. The finished basement offers a fifth bedroom and full bath, ideal for multigenerational living or weekend guests. Theres space for a media lounge, gym, or your dream studio. Outside, a broad deck overlooks lawns where summer barbecues lingered past dusk. A ready garden bed, rich with soil, awaits your tomatoes, herbs, or fresh flowers. The oversized two-car garage and driveway for four more vehicles make hosting easy, be it a backyard shower or Sunday visit. Built with quality materials and lasting care, this classic home is ready for its next chapter. Bring your design ideas, update at your pace, and let the walls of this beloved home embrace a new generations memories. Feel the sense of welcome for yourself.

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Property Summary

This detached home located at 89 Valley Ridge Crescent, Waterloo is currently for sale and has been available on SousaSells for 357 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 4 beds, 4 bathrooms, and is 2000-2500 square feet. 89 Valley Ridge Crescent, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
4
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 21, 2025
Sold price information is available to members only
Listed Date7/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished
Lot Size61.91 × 10600 Feet
CountyWaterloo
Annual Tax$6,514
Legal DescriptionLT 12 PL 1559 CITY OF WATERLOO , S/T RIGHT 837945; S/T 790377; WATERLOO

Parking & Garage

Parking Spaces6.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sump Pump, Water Softener

Security Features

Community Features

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Location

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89 Valley Ridge Crescent, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 89 Valley Ridge Crescent, Waterloo, ON N2T 1W9

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,700 (30.0%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period30 Years
Estimated Monthly Payment$3,325Based on a loan of $699,300 over 30 years.
Purchase Price$999,000
Loan Amount$699,300
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Waterloo, ON

For a property listed at $999,000 in Waterloo, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$772,552

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.