89 Woolwich Street, Unit 27, Waterloo, ON

$615,000
MLS#:X12744716
3 beds
4 baths
1400-1599 sqft
2.0 parking
Residential Condo & Other
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Property Highlights

Welcome to this remarkable 2-Storey condo townhouse located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $615,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1400-1599 sqft
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient built-in configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

THIS IS THE ONE YOU HAVE BEEN WAITING FOR! This stunning home has been fully renovated, blending modern style with everyday comfort, offering a fresh start in a space that feels brand new. Every detail has been taken care of - so all thats left for you to do is settle in and enjoy. Starting upstairs, you'll find 2 spacious bedrooms, a 5 piece bathroom, and a massive retreat style primary bedroom. The primary bedroom is complete with with its own private 4 piece ensuite and 2 large closets. All bathrooms in the home have been thoughtfully updated with new vanities, toilets, tiling, fixtures, and finishes.The main level shines with the brand-new luxury vinyl plank flooring, crisp baseboards and trim, and upgraded lighting and window coverings - all of which can have been updated throughout the entire home. The kitchen is a showpiece, all brand new cabinets featuring quartz countertops, a stylish backsplash, and a full suite of new appliances, as well as a walk out to a raised deck overlooking greenery. The very large living room can accommodate all your family and friends, and features a walk-out to a cozy balcony. Additionally, you will find a convenient 2 piece bathroom.Downstairs - which is actually the entry level of the home - the finished basement adds incredible versatility with a brand-new added 3-piece bathroom. Whether you envision a guest suite, home office, rec room, or even the potential for an in-law suite, this space adapts to meet your needs. Here you will also find a new redesigned laundry closet with new washer and dryer, and access to the garage.Even the behind-the-scenes details have been upgraded for your peace of mind: a new furnace, central air conditioner, and water heater (all 2025) ensure comfort and efficiency for years to come. Make sure to check out the video, interactive tour, more photos and floor plans by clicking the multi-media link.

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Property Summary

This townhouse located at 89 Woolwich Street, Waterloo is currently for sale and has been available on SousaSells for 163 days. This property is listed at $615,000 with an estimated mortgage of $2,047* per month. It has 3 beds, 4 bathrooms, and is 1400-1599 square feet. 89 Woolwich Street, Waterloo

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1400-1599 sqft
Property Type
Residential Condo & Other

Additional Details

StatusSold
Sold DateFebruary 11, 2026
Sold price information is available to members only
Listed Date1/31/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeCondo Townhouse
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished
CountyWaterloo
Annual Tax$3,468.44

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeBuilt-In

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Carpet Free

Security Features

Community Features

Virtual Tours

Location

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89 Woolwich Street, Unit 27, Waterloo, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 89 Woolwich Street 27, Waterloo, ON N2K 1S5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$184,500 (30.0%)
* Minimum Canadian down payment required for this price is $36,500.
Amortization Period30 Years
Estimated Monthly Payment$2,047Based on a loan of $430,500 over 30 years.
Purchase Price$615,000
Loan Amount$430,500
Provincial Land Transfer Tax:$8,775
Total Estimated Closing Taxes:$8,775

About Purchasing a Home in Waterloo, ON

For a property listed at $615,000 in Waterloo, the legal minimum down payment is $36,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,775 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,775.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$773,586

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Local Schools Guide

Elementary Schools

Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Keatsway
Public323 Keats Way, Waterloo, Ontario, N2L 5V9
4.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.