103 Roger Street, Unit 414, Waterloo, ON

$450,000
MLS#:X14165080
2 beds
2 baths
900-999 sqft
1.0 parking
Residential Condo & Other
Residential Condo & Other for sale - 2 Bed, 2 Bath Home at 103 Roger Street Waterloo ON listed at $450,000 (MLS# X14165080) - Main View
For Sale
Added:Nov 9, 2026(2 days ago)
Updated:Nov 9, 2026(2 days ago)
Last Checked:25 minutes ago

Property Highlights

Welcome to this remarkable 1 Storey/Apt condo apartment located in the coveted neighborhood of Waterloo. Expertly crafted featuring premium brick veneer and concrete block construction, this residence presents an exceptional opportunity offered at $450,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 900-999 sqft
  • Ample parking with 1.0 garage spaces (1.0 total parking spaces) with a convenient underground configuration
  • Notable attributes: Auto Garage Door Remote
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

SUN-FILLED SOPHISTICATION WITH EXCEPTIONAL VIEWS! Welcome to Suite 414 at 103 Roger Street, a stunning CORNER UNIT offering 2 bedrooms, 2 bathrooms and an enviable combination of style, comfort and convenience! Oversized windows flood the open-concept living space with natural light, drawing you toward a serene, treetop-facing balcony - your own private retreat above the city. The modern kitchen features quartz countertops, sleek cabinetry and stainless steel appliances, flowing seamlessly into the dining and living areas. The spacious primary suite offers a private ensuite and generous closet, while the second bedroom provides flexibility for guests or a home office. Perfectly positioned between Uptown Waterloo and Downtown Kitchener, enjoy convenient access to Google HQ, the Innovation District, Grand River Hospital, Belmont Village, the Spur Line Trail, restaurants, shopping and the nearby Allen Street LRT station. This well-appointed condo also features IN-SUITE LAUNDRY, ONE UNDERGROUND PARKING SPACE and a STORAGE LOCKER, offering everyday convenience and low-maintenance living. AN EXCELLENT OPPORTUNITY FOR INVESTORS & FUTURE OWNER-OCCUPANTS! Currently occupied by wonderful, cooperative tenants paying $2,500/month plus applicable utilities, who have expressed interest in remaining - offering investors the potential for immediate rental income. For purchasers looking to make this beautiful condo their own, the tenants have also expressed willingness to discuss vacant possession with appropriate notice, subject to applicable tenancy requirements. Whether you're looking to expand your investment portfolio, downsize in style or enjoy the convenience of urban condominium living, Suite 414 offers the flexibility, location and lifestyle you've been searching for. EXPERIENCE THE BEST OF BOTH WORLDS AT 103 ROGER STREET!

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Property Summary

This condo apartment located at 103 Roger Street, Waterloo is currently for sale and has been available for 2 days. This property is listed at $450,000 with an estimated mortgage of $1,498* per month. It has 2 beds, 2 bathrooms, and is 900-999 square feet. 103 Roger Street, Waterloo

Work with the SOUSA TEAM to unlock your .

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 2 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Waterloo.

Highly Recommended for Families
What We Love About This Home
  • •2 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •900-999 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Urban professionals, first-time buyers, or investors looking for low-maintenance living in Waterloo.

Target Buyer Match

Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
900-999 sqft
Property Type
Residential Condo & Other

Additional Details

StatusActive
Price$450,000
Maintenance Fee$543.15/mo
AddedNov 9, 2026 (2 days ago)
UpdatedNov 9, 2026 (2 days ago)
Last Checked25 minutes ago
Transaction TypeFor Sale
List Office NameREAL BROKER ONTARIO LTD.

Property Details

Property Sub-TypeCondo Apartment
Architectural Style1 Storey/Apt
ConstructionBrick Veneer, Concrete Block
BasementNone
CountyWaterloo
Annual Tax$4,658

Parking & Garage

Parking Total1.0
Parking Space0
Garage Parking1.0
Garage TypeUnderground

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Arts Centre
  • Hospital
  • Park
  • Place Of Worship
  • Public Transit
  • School

Interior Features

  • Auto Garage Door Remote

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Waterloo Home Buyer Advisory & Market HubActive MLS® Listing in Waterloo, Ontario

Looking to Buy a Home in Waterloo?

If you are looking for a house in Waterloo or researching Waterloo real estate for sale, this 2-bedroom condo apartment at 103 Roger Street, Unit 414, Waterloo, ON offers an exceptional opportunity to buy a home in Waterloo, Ontario. Whether you are a first-time Waterloo home buyer or comparing active Waterloo MLS® homes for sale, working with a dedicated Waterloo buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Waterloo Homes for Sale & MLS® Listings

Browse all verified Waterloo real estate listings, compare active Waterloo houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Waterloo Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Waterloo realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Waterloo Buyer Budget & Costs

Estimated mortgage: $1,498*/month*. Estimated Ontario Land Transfer Tax: $5,475. First-time Waterloo home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Waterloo

Frequently Asked Questions about 103 Roger Street, Unit 414, Waterloo, ON

Q.What is the asking price for 103 Roger Street, Unit 414, Waterloo, ON ?

The current listing price for 103 Roger Street, Unit 414, Waterloo, ON in Waterloo is $450,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 2 bedrooms and 2 bathrooms across approximately 900-999 sqft.

Q.What property type and architectural style is 103 Roger Street, Unit 414, Waterloo, ON ?

103 Roger Street, Unit 414, Waterloo, ON is a Condo Apartment (1 Storey/Apt) featuring a None basement.

Q.What key property features does 103 Roger Street, Unit 414, Waterloo, ON offer?

Key property features include: Arts Centre, Hospital, Park, Place Of Worship, Public Transit, School.

Q.What interior features are included in this home?

Interior highlights include: Auto Garage Door Remote.

Q.Is parking available at this property?

Yes, this property offers parking space for 1.0 vehicle (Underground).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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103 Roger Street, Unit 414, Waterloo, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Waterloo, Waterloo

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–Ľ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) Ă— 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

Pricing & Value Insights

Data-driven valuation for 103 Roger Street 414, Waterloo, ON N2J 0G2

Estimated Sales Range
$428,000 - $441,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Waterloo.

Configure Loan Settings

Interest Rate4.00%
Down Payment$135,000 (30.0%)
* Minimum Canadian down payment required for this price is $22,500.
Amortization Period30 Years
Estimated Monthly Payment$1,498Based on a loan of $315,000 over 30 years.
Purchase Price$450,000
Loan Amount$315,000
Provincial Land Transfer Tax:$5,475
Total Estimated Closing Taxes:$5,475

About Purchasing a Home in Waterloo, ON

For a property listed at $450,000 in Waterloo, the legal minimum down payment is $22,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,475 for this transaction. As this listing is in Waterloo (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,475.

Waterloo Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Waterloo.

Verified Local Data
City Population575,847
City Median Age38 Yrs
City Ownership65% Owners
Avg Area List Price$861,587

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
45%
Couples without children
28%
Other households
3%

Top Ethnic Origins

English18%
German17%
Scottish15%
Irish15%

Best Schools in Waterloo

Elementary Schools

L'Harmonie
Public158 Bridgeport Road East, Waterloo, Ontario, N2J 2K4
6.5
Elizabeth Ziegler
Public90 Moore Avenue South, Waterloo, Ontario, N2J 1X2
6.3
Winston Churchill
Public100 Milford Avenue, Waterloo, Ontario, N2L 3Z3
5.5
Our Lady of Lourdes
Public55 Roslin Avenue South, Waterloo, Ontario, N2L 6N5
5.0
Mère-Élisabeth-Bruyère
Public280 Glenridge Drive, Waterloo, Ontario, N2J 3W4
6.8

Secondary Schools

St. David
Catholic4 High Street, Waterloo, Ontario, N2L 3X5
8.0
Bluevale
Public80 Bluevale Street North, Waterloo, Ontario, N2J 3R5
7.0

Waterloo Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

Need more details or a custom CMA?

Generate a full market evaluation or explore city guides using the sidebar links.

Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$450,000

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