185 Fergus Street, Wellington North, ON

$573,500
MLS#:X12106074
3 beds
2 baths
1100-1500 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Mount Forest. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $573,500 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 94.56 x 59.27 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available
  • Notable attributes: Water Heater Owned, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Step into timeless charm with this stunning 2-storey, all-brick Victorian-style home with California ceilings throughout, ideally suited for both comfortable living and professional use. Featuring 3 spacious bedrooms and 2 bathrooms, this home blends character with modern updates. Soaring ceilings and wide windows fill the large rooms with natural light, highlighting the rich hardwood floors throughout. The updated kitchen is perfect for entertaining, while the fully renovated bathroom offers a touch of luxury. Extra living space in upstairs loft waiting for the new buyers to make it their own. Host gatherings in the beautifully landscaped, fully fenced yard. The custom-built timber frame gazebo and stone patio, accented with armour stone, create an inviting outdoor retreat. With multi-use zoning, this property is ideal for a small business, home office, or professional office space-offering flexibility and opportunity in a unique setting.

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Property Summary

This detached home located at 185 Fergus Street, Wellington North is currently for sale and has been available on SousaSells for 447 days. This property is listed at $573,500 with an estimated mortgage of $1,909* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 185 Fergus Street, Wellington North is in the Mount Forest neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 16, 2025
Sold price information is available to members only
Listed Date4/26/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFull, Unfinished
Lot Size94.56 × 59.27 Feet
CountyWellington
Annual Tax$2,573
Legal DescriptionPT LT 18 W/S FERGUS ST PL DES AS PT 2, 61R11262 TOWNSHIP OF WELLINGTON NORTH

Parking & Garage

Parking Total2.0
Parking Space2
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater Owned, Water Softener

Security Features

Community Features

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Location

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185 Fergus Street, Wellington North, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 185 Fergus Street S, Wellington North, ON N0G 2L2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Wellington North.

Configure Loan Settings

Interest Rate4.00%
Down Payment$172,050 (30.0%)
* Minimum Canadian down payment required for this price is $32,350.
Amortization Period30 Years
Estimated Monthly Payment$1,909Based on a loan of $401,450 over 30 years.
Purchase Price$573,500
Loan Amount$401,450
Provincial Land Transfer Tax:$7,945
Total Estimated Closing Taxes:$7,945

About Purchasing a Home in Wellington North, ON

For a property listed at $573,500 in Wellington North, the legal minimum down payment is $32,350 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,945 for this transaction. As this listing is in Wellington North (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,945.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Mount Forest, Wellington North.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$619,621

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.