10915 Graham Road, West Elgin, ON

$429,900
MLS#:X12660936
3 beds
2 baths
1100-1500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of Rural West Elgin. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $429,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 80 x 163 ft lot
  • Features a crawl space, partial basement, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned
  • Efficient radiant heating via gas

Description

Well maintained, original owner, full brick home-never before offered for sale. This property is set on a generous 80' x 163' lot backing onto open farm fields for added privacy and peaceful views. Move-in ready, this property offers an excellent opportunity for buyers to personalize and add immediate equity through future updates. The asphalt driveway leads to a detached oversized single-car garage, providing ample space for parking and storage. Enjoy outdoor living on the rear deck, updated in 2021, overlooking the expansive backyard. Inside, the home features an open dining and living area filled with natural light, a large functional kitchen, and three generously sized bedrooms. Two full bathrooms provide convenience for family living. The finished basement adds valuable additional living space, while the crawlspace provides excellent storage. Several windows and doors have been updated, and the home is serviced by municipal water. Ideally located on the quiet outskirts of town, this property offers a peaceful setting with the convenience of being within walking distance of shopping, schools, Bo-Horvat arena, park and just 4 minutes to Highway 401-perfect for commuters seeking space, comfort, and long-term potential.

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Property Summary

This detached home located at 10915 Graham Road, West Elgin is currently for sale and has been available on SousaSells for 192 days. This property is listed at $429,900 with an estimated mortgage of $1,431* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 10915 Graham Road, West Elgin is in the Rural West Elgin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 13, 2026
Sold price information is available to members only
Listed Date1/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick
BasementCrawl Space, Partial Basement, Finished
Lot Size80 × 163 Feet
CountyElgin
Annual Tax$2,091
Legal DescriptionPT LT 18 CON 10 ALDBOROUGH AS IN E106454 & E109296; WEST ELGIN

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeDetached

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingNone

Features

Property Features

Interior Features

Water Heater Owned

Security Features

Community Features

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Location

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10915 Graham Road, West Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 10915 Graham Road, West Elgin, ON N0L 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Elgin.

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Interest Rate4.00%
Down Payment$128,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,495.
Amortization Period30 Years
Estimated Monthly Payment$1,431Based on a loan of $300,930 over 30 years.
Purchase Price$429,900
Loan Amount$300,930
Provincial Land Transfer Tax:$5,073
Total Estimated Closing Taxes:$5,073

About Purchasing a Home in West Elgin, ON

For a property listed at $429,900 in West Elgin, the legal minimum down payment is $21,495 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,073 for this transaction. As this listing is in West Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural West Elgin, West Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,241,081

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.