118 Main Street, West Elgin, ON

$439,900
MLS#:X12544116
4 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of West Lorne. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $439,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 66 x 132 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump, Storage, Water Heater
  • equipped with other central cooling and highly efficient forced air heating via gas

Description

There's a reason more and more people are choosing to leave the city for small-town living. Life feels slower, community feels stronger, and you can still find spacious detached homes at a more affordable price. 118 Main Street in West Lorne is the perfect example. Inside, an open-concept layout provides plenty of room for a family. The main living area is bright and inviting, featuring a generous living room with a dedicated dining space and sliding patio doors that lead to an upper deck. The kitchen offers ample cupboard space, a built-in microwave, and stainless steel appliances. Three well-appointed bedrooms and a four-piece bathroom complete the main level. The lower level is flooded with natural light thanks to its above-grade windows, creating a warm and comfortable extension of the living space. Here you'll find a spacious family room with access to the attached garage, an additional bedroom, an updated three-piece bathroom, a laundry area, and extra storage. Outside, the large and private backyard is ideal for family time and outdoor entertaining. It features a three-year-old above-ground pool and plenty of green space to enjoy. Recent updates include: shingles 2024 and furnace and heat pump 2023, offering peace of mind for years to come. 118 Main Street is a wonderful opportunity to enjoy small-town comfort with all the space your family needs, just waiting for your own personal touch. Welcome home!

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Property Summary

This detached home located at 118 Main Street, West Elgin is currently for sale and has been available on SousaSells for 243 days. This property is listed at $439,900 with an estimated mortgage of $1,464* per month. It has 4 beds, 2 bathrooms, and is 700-1100 square feet. 118 Main Street, West Elgin is in the West Lorne neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 28, 2026
Sold price information is available to members only
Listed Date11/14/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished, Full
Lot Size66 × 132 Feet
CountyElgin
Annual Tax$2,463
Legal DescriptionLT 7 PL 66 ALDBOROUGH; WEST ELGIN

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingOther

Features

Property Features

Interior Features

Sump Pump, Storage, Water Heater

Security Features

Community Features

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Location

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118 Main Street, West Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 118 Main Street, West Elgin, ON N0L 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Elgin.

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Interest Rate4.00%
Down Payment$131,970 (30.0%)
* Minimum Canadian down payment required for this price is $21,995.
Amortization Period30 Years
Estimated Monthly Payment$1,464Based on a loan of $307,930 over 30 years.
Purchase Price$439,900
Loan Amount$307,930
Provincial Land Transfer Tax:$5,273
Total Estimated Closing Taxes:$5,273

About Purchasing a Home in West Elgin, ON

For a property listed at $439,900 in West Elgin, the legal minimum down payment is $21,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,273 for this transaction. As this listing is in West Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,273.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for West Lorne, West Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$533,966

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.