177 Gilbert Street, West Elgin, ON

$479,900
MLS#:X12561974
3 beds
2 baths
700-1100 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 29, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of West Lorne. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $479,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 66 x 132 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

First time on the market in 35 years! This well-maintained, raised bungalow sits proudly on a desirable corner lot in the heart of West Lorne, just 3 minutes from the 401. Offering 3 bedrooms and 2 full bathrooms, including a convenient cheater ensuite, this home is designed for comfort and easy living. The bright main level features a large eat-in kitchen with plenty of cabinetry and a patio door leading to a rear tiered deck, perfect for morning coffee or evening BBQs. Downstairs, a spacious rec room with a cozy gas fireplace provides the ideal spot for family gatherings or movie nights. An attached deep single-car garage offers excellent storage or workshop potential, while the extra-wide driveway provides ample RV parking. Recent updates include an updated forced air furnace and A/C (2022) and an updated roof (2019), giving you peace of mind for years to come. The fully fenced backyard offers privacy and includes a fish pond and convenient access to the side street, making yard maintenance and storage a breeze. A wonderful opportunity to own a solid, lovingly cared-for home in a friendly small-town community-don't miss it!

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Property Summary

This detached home located at 177 Gilbert Street, West Elgin is currently for sale and has been available on SousaSells for 240 days. This property is listed at $479,900 with an estimated mortgage of $1,597* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 177 Gilbert Street, West Elgin is in the West Lorne neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 29, 2025
Sold price information is available to members only
Listed Date11/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Vinyl Siding
BasementPartially Finished
Lot Size66 × 132 Acres
CountyElgin
Annual Tax$2,417
Legal DescriptionPT LT 333-334 PL 75 ALDBOROUGH PT 1 11R3224; WEST ELGIN

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Sump Pump

Security Features

Community Features

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Location

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177 Gilbert Street, West Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 177 Gilbert Street, West Elgin, ON N0L 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Elgin.

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Interest Rate4.00%
Down Payment$143,970 (30.0%)
* Minimum Canadian down payment required for this price is $23,995.
Amortization Period30 Years
Estimated Monthly Payment$1,597Based on a loan of $335,930 over 30 years.
Purchase Price$479,900
Loan Amount$335,930
Provincial Land Transfer Tax:$6,073
Total Estimated Closing Taxes:$6,073

About Purchasing a Home in West Elgin, ON

For a property listed at $479,900 in West Elgin, the legal minimum down payment is $23,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,073 for this transaction. As this listing is in West Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for West Lorne, West Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$533,965

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.