188 Elm Street, West Elgin, ON

$475,000
MLS#:X12235623
3 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 24, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Sidesplit detached located in the coveted neighborhood of West Lorne. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $475,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 66 x 132 ft lot
  • Features a full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump
  • equipped with other central cooling and highly efficient baseboard heating via electric

Description

Welcome to this meticulously cared-for side split, offering comfort, character, and convenience. Nestled on a beautifully landscaped lot, this 3-bedroom, 1.5-bathroom home features a private backyard oasis complete with a sparkling pool, a large deck for entertaining, and lush, well-maintained gardens. Step inside to an inviting entrance that leads to the main floor laundry and continues into a cozy and functional layout. The bright family room upstairs is the perfect place to unwind, complete with a warm gas fireplace. The quaint kitchen and dining area overlook the serene backyard, creating the perfect setting for everyday living and hosting.The lower level is fully finished, offering an additional rec room with another fireplace, a 2-piece bathroom, and plenty of storage space. Additional highlights include a single garage, ductless air conditioning for year-round comfort, and a true pride of ownership throughout. Ideally located close to schools, parks, grocery stores, and just minutes from Highway 401, this home is a fantastic choice for families, first-time buyers, or commuters alike. Don't miss your chance to own this lovely home in a great neighbourhood!

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Property Summary

This detached home located at 188 Elm Street, West Elgin is currently for sale and has been available on SousaSells for 392 days. This property is listed at $475,000 with an estimated mortgage of $1,581* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 188 Elm Street, West Elgin is in the West Lorne neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 24, 2025
Sold price information is available to members only
Listed Date6/20/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit
ConstructionBrick, Vinyl Siding
BasementFull
Lot Size66 × 132 Feet
CountyElgin
Annual Tax$2,534
Legal DescriptionLT 5 BLK 3 PL 167 ALDBOROUGH; WEST ELGIN

Parking & Garage

Parking Spaces4.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingOther

Features

Property Features

Library, Park, School

Interior Features

Sump Pump

Security Features

Community Features

Location

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188 Elm Street, West Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 188 Elm Street, West Elgin, ON N0L 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$142,500 (30.0%)
* Minimum Canadian down payment required for this price is $23,750.
Amortization Period30 Years
Estimated Monthly Payment$1,581Based on a loan of $332,500 over 30 years.
Purchase Price$475,000
Loan Amount$332,500
Provincial Land Transfer Tax:$5,975
Total Estimated Closing Taxes:$5,975

About Purchasing a Home in West Elgin, ON

For a property listed at $475,000 in West Elgin, the legal minimum down payment is $23,750 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,975 for this transaction. As this listing is in West Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for West Lorne, West Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$533,965

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.