20439 McMillan Line, West Elgin, ON

$700,000
MLS#:X12030766
3 beds
2 baths
1100-1500 sqft
17.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Rural West Elgin. Expertly crafted featuring premium board & batten construction, this residence presents an exceptional opportunity offered at $700,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 127 x 503 ft lot
  • Features a unfinished, crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 17.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Welcome to 20439 McMillan Line, a beautifully updated hobby farm that seamlessly blends modern comfort with peaceful rural living. Situated on just under 2 acres and surrounded by picturesque farmland, this property offers a private retreat while remaining conveniently located on a paved road, just minutes from Highway 401 and 10 minutes to Port Glasgow Marina.Step inside and fall in love with the stunning renovations throughout! The heart of the home is the brand-new kitchen, featuring quartz countertops, a spacious island, and sleek modern finishes perfect for family gatherings and entertaining. The main-floor bathroom, living, and dining areas have been fully renovated, creating a bright and inviting atmosphere. The updated laundry room includes a new washer and dryer (2024), and the mudroom provides additional space and convenience for country living.Outside, enjoy the new Hardie board siding (2023) and take in the year-round beauty from the charming porch swing out front. The property boasts a wide range of beautiful trees and plants, with garden beds perfect for growing your own fresh produce in the summertime. A massive shop with hydro offers endless possibilities ideal for truckers, car enthusiasts, woodworkers, or anyone in need of extra workspace or storage. The fenced-in pen provides a safe space for pets or farm animals alike.Whether you're seeking a tranquil escape or a versatile property with room to grow, this home is move-in ready and waiting for its next owner. Don't miss out on this stunning country retreat - schedule your private tour today!

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Property Summary

This detached home located at 20439 McMillan Line, West Elgin is currently for sale and has been available on SousaSells for 481 days. This property is listed at $700,000 with an estimated mortgage of $2,330* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 20439 McMillan Line, West Elgin is in the Rural West Elgin neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 30, 2025
Sold price information is available to members only
Listed Date3/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBoard & Batten
BasementUnfinished, Crawl Space
Lot Size127 × 503 Feet
CountyElgin
Annual Tax$2,897
Legal DescriptionPART OF LOT C CON 8 ALDBOROUGH DESIGNATED AS PART 1, 11R3113; EXCEPT PART 6, D1450 MUNICIPALITY OF WEST ELGIN

Parking & Garage

Parking Spaces17.0
Garage Spaces15
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Campground, Lake Access, Marina, Rec./Commun.Centre, School, Wooded/Treed

Interior Features

Sump Pump

Security Features

Smoke Detector

Community Features

Location

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20439 McMillan Line, West Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 20439 McMillan Line, West Elgin, ON N0L 2C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Elgin.

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Interest Rate4.00%
Down Payment$210,000 (30.0%)
* Minimum Canadian down payment required for this price is $45,000.
Amortization Period30 Years
Estimated Monthly Payment$2,330Based on a loan of $490,000 over 30 years.
Purchase Price$700,000
Loan Amount$490,000
Provincial Land Transfer Tax:$10,475
Total Estimated Closing Taxes:$10,475

About Purchasing a Home in West Elgin, ON

For a property listed at $700,000 in West Elgin, the legal minimum down payment is $45,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,475 for this transaction. As this listing is in West Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural West Elgin, West Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,241,082

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.