221A Main Street, West Elgin, ON

$549,999
MLS#:X12157420
5 beds
2 baths
1100-1500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of West Lorne. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $549,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 60.1 x 132 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other, In-Law Suite, In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 221A Main Street in the growing community of West Lorne, just 30 minutes from London and only 20 minutes from the shores of Lake Erie at Glasgow Marina. This beautifully maintained raised bungalow offers thoughtful design, a private backyard retreat, and a fully finished walkout basement with in-law suite potential. It's perfect for multi-generational living or future flexibility. The main level is warm and inviting, filled with natural light and finished with hardwood flooring throughout the open-concept living and dining areas. A vaulted ceiling and large front window create a bright, airy feel, while the kitchen delivers on both function and style. With white cabinetry, a tiled backsplash, stainless steel appliances, and generous prep space, it's ideal for both everyday cooking and entertaining. Just off the kitchen, the four-season sunroom offers sun-filled windows with views of the beautifully landscaped yard. Three bedrooms are tucked away on this level, including a spacious primary suite with a walk-in closet. The well-appointed 5pc bathroom features double sinks, a large vanity, and fresh finishes that elevate the space. Downstairs, the lower level truly stands out. With its own separate entrance, a large recreation room, 3pc bathroom, laundry, fourth bedroom, and additional flexible-use rooms, it is an ideal setup for extended family, guests, or future suite potential. Whether you need extra living space or want a smart long-term option, this level delivers. Outside, the fully fenced yard is a peaceful escape with mature trees, a cozy firepit area, and plenty of room to enjoy, all complemented by an attached double-car garage and a detached workshop that is fully finished, insulated, and powered. Located in a community seeing exciting new development, close to the lake and surrounded by growth, this is a rare opportunity to secure a move-in ready home with long-term potential in a prime location!

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Property Summary

This detached home located at 221A Main Street, West Elgin is currently for sale and has been available on SousaSells for 423 days. This property is listed at $549,999 with an estimated mortgage of $1,831* per month. It has 5 beds, 2 bathrooms, and is 1100-1500 square feet. 221A Main Street, West Elgin is in the West Lorne neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 27, 2025
Sold price information is available to members only
Listed Date5/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Vinyl Siding
BasementFull, Finished
Lot Size60.1 × 132 Feet
CountyElgin
Annual Tax$3,470
Legal DescriptionPT LT 4 PL 199 ALDBOROUGH PT 3 11R1174; WEST ELGIN

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other, In-Law Suite, In-Law Capability

Security Features

Community Features

Location

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221A Main Street, West Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 221A Main Street, West Elgin, ON N0L 2P0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Elgin.

Configure Loan Settings

Interest Rate4.00%
Down Payment$165,000 (30.0%)
* Minimum Canadian down payment required for this price is $30,000.
Amortization Period30 Years
Estimated Monthly Payment$1,831Based on a loan of $384,999 over 30 years.
Purchase Price$549,999
Loan Amount$384,999
Provincial Land Transfer Tax:$7,475
Total Estimated Closing Taxes:$7,475

About Purchasing a Home in West Elgin, ON

For a property listed at $549,999 in West Elgin, the legal minimum down payment is $30,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,475 for this transaction. As this listing is in West Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for West Lorne, West Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$533,965

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.