227 Monroe Street, West Elgin, ON

$399,000
MLS#:X13005564
3 beds
2 baths
2000-2500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rodney. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $399,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 75 x 132 ft lot
  • Features a crawl space basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: None
  • Efficient forced air heating via gas

Description

Have you been dreaming of the perfect Victorian home to restore and make your own? This beautiful 3 bed, 1.5 bath home is packed full of original character and timeless charm we rarely see anymore. From the moment you step inside, you're immediately drawn to the stunning curved staircase and soaring 10ft ceilings that set an elegant tone throughout the home. Offering a traditional floor plan and 2,422 sq. ft. of total living space - this home is ideal for growing families. The spacious living room welcomes you with a beautiful bow window overlooking the front yard, filling the space with natural light throughout the day. Just beyond, the formal dining room provides a warm and inviting setting. The kitchen is conveniently located just off the dining room, which makes hosting family dinners and entertaining guests a breeze. The kitchen also features a servant staircase to the 2nd level, and a side door leading to a covered porch - offering easy access for outdoor enjoyment. A versatile den on the main floor presents the opportunity for a home office or could easily be converted into a main floor primary bedroom, complete with a nearby half bath (with potential to make a full bath). Heading up the beautiful curved staircase to the second level you will find a continuation of the 10ft ceilings and the stunning millwork, 3 generously sized bedrooms with large windows, along with an extremely spacious 4pc bathroom featuring an original clawfoot tub. Throughout this home, you'll find classic architectural details and a sense of history waiting to be brought back to life. With generously sized principal rooms throughout and a layout offering both function, and flexibility for the modern family. This property is the perfect canvas to bring your vision to life.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMay 14, 2026
Sold price information is available to members only
Listed Date4/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementCrawl Space
Lot Size75 × 132 Feet
CountyElgin
Annual Tax$1,983
Legal DescriptionLT 1 BLK H PL 105 ALDBOROUGH; PT LT 2 BLK H PL 105 ALDBOROUGH AS IN E284761; WEST ELGIN

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingNone

Features

Property Features

Rec./Commun.Centre

Interior Features

None

Security Features

Community Features

Location

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227 Monroe Street, West Elgin, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 227 Monroe Street, West Elgin, ON N0L 2C0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Elgin.

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Interest Rate5.25%
Down Payment$19,950 (5.0%)
* Minimum Canadian down payment required for this price is $19,950.
Amortization Period25 Years
Estimated Monthly Payment$2,259Based on a loan of $379,050 over 25 years.
Purchase Price$399,000
Loan Amount$379,050
Provincial Land Transfer Tax:$4,460
Total Estimated Closing Taxes:$4,460

About Purchasing a Home in West Elgin, ON

For a property listed at $399,000 in West Elgin, the legal minimum down payment is $19,950 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,460 for this transaction. As this listing is in West Elgin (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,460.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rodney, West Elgin.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$524,119

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.