111 Mill Street, West Lincoln, ON

$629,900
MLS#:X12996248
3 beds
1 baths
700-1100 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 057 - Smithville. Expertly crafted featuring premium aluminum siding and brick veneer construction, this residence presents an exceptional opportunity offered at $629,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 60.14 x 260 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Opportunity awaits along Twenty Mile Creek in the heart of Smithville-where this rare, 260-foot deep lot that feels like a private cottage retreat right in town. Fully fenced and surrounded by mature trees, with two sheds for added storage, it's the perfect outdoor space for kids, pets, and entertaining.This immaculate raised bungalow features 2+1 bedrooms, a bright and welcoming living room, and a spacious eat-in kitchen ideal for family gatherings. The lower level is beautifully updated with a cozy rec room complete with a gas fireplace, plus a versatile den or home office space. Smithville is a warm, family-friendly community where year-round events bring many friends together at the arena with indoor walking track, pickleball courts, and a local librar -all just a short walk from your doorstep. Commuters wil appreciate quick access to the QEW and Red Hill Expressway. A unique property combining space, charm, and convenience-this is one you won't want to miss.

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold Conditional
Listed Date4/13/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionAluminum Siding, Brick Veneer
BasementFull, Finished
Lot Size60.14 × 260 Feet
CountyNiagara
Annual Tax$4,210.23
Legal DescriptionPCL 51-1 SEC M89; LT 51 PL M89 AS CONFIRMED BY PL 30BA1686, PLAN M89 IS NOT A PLAN OF SUBDIVISION WITHIN THE MEANING OF THE PLANNING ACT ; WEST LINCOLN

Parking & Garage

Parking Spaces5.0
Garage Spaces4
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Library, Place Of Worship, Rec./Commun.Centre, River/Stream, School, Wooded/Treed

Interior Features

Sump Pump

Security Features

Community Features

Location

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111 Mill Street, West Lincoln, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 111 Mill Street, West Lincoln, ON L0R 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Lincoln.

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Interest Rate5.25%
Down Payment$37,990 (6.0%)
* Minimum Canadian down payment required for this price is $37,990.
Amortization Period25 Years
Estimated Monthly Payment$3,527Based on a loan of $591,910 over 25 years.
Purchase Price$629,900
Loan Amount$591,910
Provincial Land Transfer Tax:$9,073
Total Estimated Closing Taxes:$9,073

About Purchasing a Home in West Lincoln, ON

For a property listed at $629,900 in West Lincoln, the legal minimum down payment is $37,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,073 for this transaction. As this listing is in West Lincoln (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,073.

Nearby Listings

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No current listings found in West Lincoln.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for West Lincoln.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$999,346

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.