124 Colver Street, West Lincoln, ON

$979,900
MLS#:X12594302
3 beds
3 baths
2500-3000 sqft
7.0 parking
Residential Freehold
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Property no longer active

This property was sold on December 9, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of 057 - Smithville. Expertly crafted featuring premium board & batten and vinyl siding construction, this residence presents an exceptional opportunity offered at $979,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 105.13 x 209.71 ft lot
  • Features a partial basement, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, In-Law Capability, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this beautiful 2,703 square foot rustic farmhouse built in 1880. Situated on just over half an acre, this property offers one of the largest Smithville town lots on municipal services! An addition was constructed in 2015 to add a mudroom w/ heated floor, a 1.5 car heated garage & a bonus family room above the garage w/ a 3pc bathroom. This loft could function as an office or be converted into an in-law suite! The kitchen was renovated in a classic style w/ Martha Stewart cabinetry, quartz countertops, a kitchen island & pine board ceiling. Original wood plank flooring carries throughout the main home structure, w/ 12" baseboards & wood trim throughout. A grand dining room connects seamlessly to the living room & provides the perfect entertainment space. The main floor bathroom was renovated w/ a marble shower, vinyl flooring & quartz countertop. The primary bedroom boasts a vaulted ceiling w/ wood beams & ensuite privilege to a 4pc bathroom w/ an antique clawfoot tub/shower. The front staircase leads to 2 additional bedrooms & a storage closet w/ access to a large attic space for additional storage. This extra large rear yard includes two separate decks for enjoyment, as well as a hot tub & pergola covered in vines for a cool shaded area to sit in summer. The playground structure & 2 additional outbuildings provide ample storage for equipment & a workshop area w/ hydro. Updates include shingles ('17), furnace/AC/HEPA filter ('22), sump pump ('22), eavestroughs/downspouts ('23).

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Property Summary

This detached home located at 124 Colver Street, West Lincoln is currently for sale and has been available on SousaSells for 228 days. This property is listed at $979,900 with an estimated mortgage of $3,262* per month. It has 3 beds, 3 bathrooms, and is 2500-3000 square feet. 124 Colver Street, West Lincoln is in the 057 - Smithville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateDecember 9, 2025
Sold price information is available to members only
Listed Date12/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBoard & Batten , Vinyl Siding
BasementPartial Basement, Unfinished
Lot Size105.13 × 209.71 Feet
CountyNiagara
Annual Tax$6,446.95
Legal DescriptionPCL 92-1 SEC M86; LT 92 PL M86 EXCEPT PT 1 30R4255 AS CONFIRMED BY PL 30BA1683 ; WEST LINCOLN

Parking & Garage

Parking Spaces7.0
Garage Spaces5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Golf, Hospital, Library, Park, Rec./Commun.Centre, School

Interior Features

Auto Garage Door Remote, In-Law Capability, Water Heater

Security Features

Community Features

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Location

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124 Colver Street, West Lincoln, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 124 Colver Street, West Lincoln, ON L0R 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Lincoln.

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Interest Rate4.00%
Down Payment$293,970 (30.0%)
* Minimum Canadian down payment required for this price is $72,990.
Amortization Period30 Years
Estimated Monthly Payment$3,262Based on a loan of $685,930 over 30 years.
Purchase Price$979,900
Loan Amount$685,930
Provincial Land Transfer Tax:$16,073
Total Estimated Closing Taxes:$16,073

About Purchasing a Home in West Lincoln, ON

For a property listed at $979,900 in West Lincoln, the legal minimum down payment is $72,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,073 for this transaction. As this listing is in West Lincoln (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,073.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 057 - Smithville, West Lincoln.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$842,566

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.