138 Rock Street, West Lincoln, ON

$1,249,000
MLS#:X12307034
4 beds
3 baths
2000-2500 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 7, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 057 - Smithville. Expertly crafted featuring premium stucco (plaster) and stone construction, this residence presents an exceptional opportunity offered at $1,249,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 2000-2500 sqft on a premium 56.03 x 203.41 ft lot
  • Features a finished, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, In-Law Suite, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

RAISED BUNGALOW RETREAT WITH POOL & IN-LAW SUITE IN FAMILY-FRIENDLY SMITHVILLENestled in the heart of one of Niagaras most charming and fast-growing communities, this beautifully maintained raised bungalow is the perfect place to call home. From the moment you arrive, the oversized 56 x 203 ft lot and warm curb appeal set the tone for what awaits insidea home designed to enhance everyday living across all stages of life.The main level provides a bright and functional layout with three spacious bedrooms and two fully renovated bathrooms , making single-floor living both stylish and effortless. The updated kitchen features granite countertops and opens to a welcoming living and dining area, ideal for family meals or cozy nights in.The lower levelaccessible by a separate entranceboasts a large bedroom, full bath, full kitchen, and expansive rec room with oversized above-grade windows. Whether you're planning for extended family, in-laws, this flexible space makes multigenerational living easy and private.Step outside to your personal oasis: a professionally landscaped backyard complete with an in-ground pool featuring a recently upgraded insulated liner and pump, a 6-person hot tub, a cabana with storage, artificial turf for low-maintenance living, and a fully fenced yardperfect for summer entertaining or relaxing evenings under the stars.Extras like a large fruit cellar, workshop with 200 amp service, insulated garage doors, newer windows (2019), roof (2020), furnace, A/C, and hot water tank (2019) make this home truly move-in ready. With driveway parking for six and a location walking distance to top-rated schools, local parks, and trails, this property delivers the ideal blend of comfort, space, and community.Minutes from local shops, restaurants, and major commuter routes, this home checks every box for families, down-sizers, and professionals alike.Experience the best of Smithville livingthis is the lifestyle youve been waiting for.

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Property Summary

This detached home located at 138 Rock Street, West Lincoln is currently for sale and has been available on SousaSells for 357 days. This property is listed at $1,249,000 with an estimated mortgage of $4,157* per month. It has 4 beds, 3 bathrooms, and is 2000-2500 square feet. 138 Rock Street, West Lincoln is in the 057 - Smithville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 8, 2025
Sold price information is available to members only
Listed Date7/25/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionStucco (Plaster), Stone
BasementFinished, Full
Lot Size56.03 × 203.41 Feet
CountyNiagara
Annual Tax$7,040.88
Legal DescriptionLOT 1 & PT LT 2 PT 1, 30R10126 PLAN 30M273; S/T LT178966 (PT 1, 30R9648); WEST LINCOLN

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Hospital, Park, Place Of Worship, Rec./Commun.Centre, School, School Bus Route

Interior Features

Central Vacuum, In-Law Suite, Sump Pump, Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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138 Rock Street, West Lincoln, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 138 Rock Street, West Lincoln, ON L0R 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Lincoln.

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Interest Rate4.00%
Down Payment$374,700 (30.0%)
* Minimum Canadian down payment required for this price is $249,800.
Amortization Period30 Years
Estimated Monthly Payment$4,157Based on a loan of $874,300 over 30 years.
Purchase Price$1,249,000
Loan Amount$874,300
Provincial Land Transfer Tax:$21,455
Total Estimated Closing Taxes:$21,455

About Purchasing a Home in West Lincoln, ON

For a property listed at $1,249,000 in West Lincoln, the legal minimum down payment is $249,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $21,455 for this transaction. As this listing is in West Lincoln (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $21,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 057 - Smithville, West Lincoln.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$842,566

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.