90 Severino Circle, West Lincoln, ON

$649,900
MLS#:X12039838
3 beds
4 baths
1500-2000 sqft
2.0 parking
Residential Freehold
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Property no longer active

This property was sold on April 12, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of 057 - Smithville. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $649,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 21.26 x 85.07 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 2.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to family living in the Stepping Stones community in Smithville West Lincoln - a vibrant, family-friendly community by Phelps Homes Ltd. Nestled in the picturesque Streamside on Twenty Mile Creek, this modern 2019-built townhome offers the perfect blend of comfort, convenience, and contemporary style ideal for families of all sizes! Designed for modern living, this home features 3 bedrooms, 3.5 bathrooms, and a bedroom-level laundry room for ultimate convenience. The main floors open-concept layout is perfect for entertaining with a stylish eat-in kitchen w/classic finishes, island/breakfast bar, and a cozy living area. Off the dining space, step outside to your 2022-built deck, complete with a BBQ gas line & ample lounge space. The finished walk-out basement expands your living space with a bright rec room, workout zone, and office nook, all with easy access to your south-facing, fully fenced yard. Enjoy a low-maintenance lifestyle with a low-monthly common element fees covering landscaping, grass cutting, snow removal, & visitor parking. Located in a friendly, well-connected neighborhood, this home is close to parks, schools, rec centre w/splash pad, ice rink, & skateboard park, and local amenities but not far from Hamilton & St Catharines if you need a bit more. A Charming small town close to it all which makes it an ideal place to plant roots and grow. Make this house your home. RSA

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Property Summary

This townhouse located at 90 Severino Circle, West Lincoln is currently for sale and has been available on SousaSells for 479 days. This property is listed at $649,900 with an estimated mortgage of $2,163* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 90 Severino Circle, West Lincoln is in the 057 - Smithville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateApril 12, 2025
Sold price information is available to members only
Listed Date3/25/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementFinished with Walk-Out
Lot Size21.26 × 85.07 Feet
CountyNiagara
Annual Tax$3,491.12
Legal DescriptionUNIT 2, LEVEL 1, NIAGARA NORTH VACANT LAND CONDOMINIUM PLAN 284 & ITS APPURTENANT INTEREST S/T EASEMENTS AS SET OUT IN SCHED A AS IN NR471235 S/T AN EASEMENT FOR ENTRY AS IN NR538276 TOWNSHIP OF WEST LINCOLN

Parking & Garage

Parking Spaces2.0
Garage Spaces1
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

None

Security Features

Community Features

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Location

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90 Severino Circle, West Lincoln, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 90 Severino Circle 2, West Lincoln, ON L0R 2A0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in West Lincoln.

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Interest Rate4.00%
Down Payment$194,970 (30.0%)
* Minimum Canadian down payment required for this price is $39,990.
Amortization Period30 Years
Estimated Monthly Payment$2,163Based on a loan of $454,930 over 30 years.
Purchase Price$649,900
Loan Amount$454,930
Provincial Land Transfer Tax:$9,473
Total Estimated Closing Taxes:$9,473

About Purchasing a Home in West Lincoln, ON

For a property listed at $649,900 in West Lincoln, the legal minimum down payment is $39,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,473 for this transaction. As this listing is in West Lincoln (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 057 - Smithville, West Lincoln.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$842,566

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.