5 Church Street, Westport, ON

$429,000
MLS#:X12885526
0 beds
2 baths
Commercial
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Property Highlights

Welcome to this remarkable store w apt/office located in the coveted neighborhood of 815 - Westport. Offering a sublime balance of structural integrity and modern aesthetic appeal, this residence presents an exceptional opportunity offered at $429,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 0 Bedrooms and 2 Bathrooms
  • Premium 22.29 x 39.48 ft lot size
  • equipped with yes central cooling and highly efficient propane gas heating

Description

Located in the heart of Westport, this fully renovated commercial building presents an excellent opportunity for your next business venture. Positioned on one of the town's busiest streets, the property offers prime visibility and convenient access to nearby public parking, making it an ideal location for both customers and clients. With a successful history of uses, including a barber shop, Service Ontario centre, and fishing tackle store, the C1 General Commercial zoning provides endless possibilities for retail, office, or service-based operations. The main level features approximately 42 sq. meters of bright and functional retail space, complete with a brand-new 2-piece washroom. The upper floor adds another 43 sq. meters and includes a 3-piece bathroom, offering excellent flexibility. This space also presents strong potential to be converted into a self-contained bachelor apartment, with the possibility of adding a separate entrance, New kitchen area-ideal for generating additional income, accommodating staff, or providing a private living space. Renovated from top to bottom, the property has undergone extensive upgrades including all new electrical wiring, plumbing, spray foam insulation, fire-rated walls, a dedicated furnace room, and a new roof. All work has been completed with permits in place, ensuring peace of mind for the new owner. Set on a compact, low-maintenance lot, this turnkey property combines modern construction with a prime location in Westport's vibrant downtown core. A rare opportunity for entrepreneurs or investors looking to establish their business while benefiting from added residential income potential in a thriving small-town setting.

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Key Features

Bathrooms
2
Property Type
Commercial

Additional Details

StatusPrice Change
Listed Date3/16/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeStore W Apt/Office
Lot Size22.29 × 39.48 Feet
CountyLeeds and Grenville
Annual Tax$3,000
Legal DescriptionPT LT 2 BEING A SUBDIVISION OF LT 1, 2, 3 RANGE 3 AS SHOWN ON PL 169; PT LT 3 BEING A SUBDIVISION OF LT 1, 2, 3 RANGE 3 AS SHOWN ON PL 169 AS IN LR241744; WESTPORT

Parking & Garage

Garage TypeNone

Heating & Cooling

Heat TypePropane Gas
CoolingYes

Features

Property Features

Interior Features

Security Features

No

Community Features

Location

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5 Church Street, Westport, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 5 Church Street E, Westport, ON K0G 1X0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Westport.

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Interest Rate5.25%
Down Payment$21,450 (5.0%)
* Minimum Canadian down payment required for this price is $21,450.
Amortization Period25 Years
Estimated Monthly Payment$2,429Based on a loan of $407,550 over 25 years.
Purchase Price$429,000
Loan Amount$407,550
Provincial Land Transfer Tax:$5,055
Total Estimated Closing Taxes:$5,055

About Purchasing a Home in Westport, ON

For a property listed at $429,000 in Westport, the legal minimum down payment is $21,450 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $5,055 for this transaction. As this listing is in Westport (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $5,055.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Westport.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$704,287

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.