109 Ardwick Street, Whitby, ON

$789,900
MLS#:E12848250
3 beds
3 baths
1500-2000 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Sidesplit 5 detached located in the coveted neighborhood of Blue Grass Meadows. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $789,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 60 x 107.12 ft lot
  • Features a crawl space, half, partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Central Vacuum, Water Heater Owned
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Situated in highly sought-after Blue Grass Meadows, this spacious 5-level sidesplit offers an incredible opportunity to invest in one of Whitby's most established and desirable neighbourhoods. Surrounded by mature trees, quiet cul-de-sacs, and limited through traffic, this pocket is known for long-term value and strong community appeal. Excellent proximity to parks, schools shopping and more makes this home a perfect choice for busy lives! Lovingly lived in by the same owners for 25 years and now the time has come for another family to take over. The home offers solid fundamentals with some key updates already completed: roof (approx. 3 years), windows (approx. 10 years, excluding basement windows & two bathrooms). The structure, layout, and generous square footage provide an excellent foundation for buyers looking to personalize and build equity over time.The functional multi-level design offers exceptional flexibility. The upper level features three bedrooms, including a primary suite with walk-in closet and private 3-piece ensuite (newer walk in shower). The mid-level family room includes a cozy gas fireplace and walkout to the deck private yard and hot tub - ideal for everyday living and entertaining.The lower level features a large above-grade room perfect for recreation, gym, or home office space, plus an additional basement room ideal for hobbies or storage.While some cosmetic updates may be desired, this is a rare chance to enter a high-demand neighbourhood at a compelling price point. Makes this a solid investment for you and your families future.

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Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 14, 2026
Sold price information is available to members only
Listed Date3/5/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleSidesplit 5
ConstructionAluminum Siding, Brick
BasementCrawl Space, Half, Partially Finished
Lot Size60 × 107.12 Feet
CountyDurham
Annual Tax$6,878.96
Legal DescriptionPCL 10-1, SEC 40M1315; LT 10, PL 40M1315; WHITBY

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Golf, Park, Public Transit, Place Of Worship, School

Interior Features

Central Vacuum, Water Heater Owned

Security Features

Community Features

Location

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109 Ardwick Street, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 109 Ardwick Street, Whitby, ON L1N 8A1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

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Interest Rate5.25%
Down Payment$53,990 (6.8%)
* Minimum Canadian down payment required for this price is $53,990.
Amortization Period25 Years
Estimated Monthly Payment$4,385Based on a loan of $735,910 over 25 years.
Purchase Price$789,900
Loan Amount$735,910
Provincial Land Transfer Tax:$12,273
Total Estimated Closing Taxes:$12,273

About Purchasing a Home in Whitby, ON

For a property listed at $789,900 in Whitby, the legal minimum down payment is $53,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,273 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,273.

Nearby Listings

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No current listings found in Whitby.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Blue Grass Meadows, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$997,367

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Dr Robert Thornton
Public101 Hazelwood Drive, Whitby, Ontario, L1N 3L4
4.6
St Theresa
Public173 Crawforth Street, Whitby, Ontario, L1N 3S4
7.3
Bellwood
Public30 Bellwood Drive, Whitby, Ontario, L1N 8M4
5.6
C E Broughton
Public80 Crawforth Street, Whitby, Ontario, L1N 9L6
5.6
Pringle Creek
Public80 Ribblesdale Drive, Whitby, Ontario, L1N 8M1
6.9

Secondary Schools

Anderson
Public400 Anderson Street, Whitby, Ontario, L1N 3V6
7.9
Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
Father Leo J Austin
Public1020 Dryden Boulevard, Whitby, Ontario, L1R 2A2
6.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.