118 Cedar Street, Whitby, ON

$699,900
MLS#:E12825094
3 beds
2 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Downtown Whitby. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $699,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 56 x 132 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

5 THINGS YOU'LL LOVE ABOUT THIS HOME: 1) THE LOCATION - Enjoy the best of both worlds: downtown convenience with the peace and quiet of living on a dead-end street. Ideally situated near the heart of Whitby, you're just minutes from, restaurants, transit, and quick access to Highway 401, making commuting and daily errands effortless. 2) THE YARD - This spacious, drive-in backyard is a rare find so close to downtown. Featuring a two-tiered deck with a pergola, an overbuilt shed with a durable metal roof, and hydro for added convenience, this outdoor space is ready for entertaining, hobbies, or relaxing evenings under the stars. Fully fenced and tucked away from the bustle, it offers privacy and room to play. 3) THE DEDICATED OFFICE - Working from home has never looked better! This bright and inviting office features French glass doors for, built-in shelving for organization, and plenty of natural light. Thoughtfully designed, it's the perfect space for focused work, study sessions, or creative pursuits. 4) THE SPA-LIKE PRIMARY RETREAT - Unwind in your own private sanctuary. The primary bedroom offers a walk-in closet with built-ins and a beautifully finished 3-piece ensuite complete with a glass shower, custom tile work, and a skylight that fills the space with natural light, bringing a spa-like feel to your everyday routine. 5) THE DINING AREA - Spacious, open, and made for gathering, the dining room impresses with soaring 10.5-foot ceilings and warm engineered hardwood floors that flow seamlessly throughout the main level. Conveniently located just off the kitchen, it's an ideal setting for family dinners, holiday celebrations, or hosting friends in style. UTILITIES - Gas: $50/mo, Hydro: $209.91/mo, Water: $100/mo, Water Heater: $16/mo. YEARS - Roof: Metal 2021, Furnace: Goodman 2012, AC: Carrier 2022, Water Heater: Rented 2025, Plumbing: Copper & ABS, Electrical: 100A & Breakers & Copper, Extension: 2018, Deck: 2019, Interior Reno: 2020, Bathroom: 2026.

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Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 9, 2026
Sold price information is available to members only
Listed Date2/26/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionBrick
BasementUnfinished
Lot Size56 × 132 Feet
CountyDurham
Annual Tax$5,475.26
Legal DescriptionPT LT 162 Pl H50029 Whitby; PT LT 161 Pl H50029 Whitby as in D505908: Whitby

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Fenced Yard, Place Of Worship, Public Transit, Rec./Commun.Centre, School

Interior Features

Water Heater, Water Softener

Security Features

Community Features

Location

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118 Cedar Street, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 118 Cedar Street, Whitby, ON L1N 2P1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

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Interest Rate5.25%
Down Payment$44,990 (6.4%)
* Minimum Canadian down payment required for this price is $44,990.
Amortization Period25 Years
Estimated Monthly Payment$3,903Based on a loan of $654,910 over 25 years.
Purchase Price$699,900
Loan Amount$654,910
Provincial Land Transfer Tax:$10,473
Total Estimated Closing Taxes:$10,473

About Purchasing a Home in Whitby, ON

For a property listed at $699,900 in Whitby, the legal minimum down payment is $44,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $10,473 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $10,473.

Nearby Listings

Distance:

No current listings found in Whitby.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown Whitby, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$812,134

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Jean-Paul II
Public1001 Hutchison Avenue, Whitby, Ontario, L1N 2A3
6.6
Sir William Stephenson
Public1125 Athol Street, Whitby, Ontario, L1N 4A6
4.6
C E Broughton
Public80 Crawforth Street, Whitby, Ontario, L1N 9L6
5.6
Earl A Fairman
Public620 Walnut Street West, Whitby, Ontario, L1N 2W8
9.5
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9

Secondary Schools

Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
Anderson
Public400 Anderson Street, Whitby, Ontario, L1N 3V6
7.9
Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.