120B Cochrane Street, Whitby, ON

$1,925,000
MLS#:E12708190
6 beds
5 baths
3000-3500 sqft
7.0 parking
Residential Freehold
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Property no longer active

This property was sold on January 30, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Lynde Creek. Expertly crafted featuring premium brick and stone construction, this residence presents an exceptional opportunity offered at $1,925,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 49.61 x 127.69 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Bar Fridge, Carpet Free, In-Law Suite
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Stunning Newly Built Custom Home Offering Over 4,000 Sq Ft Of Finished Living Space With 4+2 Bedrooms And 5 Baths. Soaring 10' Main Floor Ceilings, 9' On 2nd, Extraordinary Finishes Throughout. Open Concept Layout With Modern Oak Feature Wall And Gas Fireplace, Gourmet Kitchen With Huge Butler's Pantry, Extra Prep Area And Wine Fridge, Walk-Out To Large Sun Soaked Deck. Separate Dining Room, Perfect To Everyday And Entertaining. 8" Hardwood Floor On Main And Second Level. Primary Suite Is A True Retreat: Spa-Inspired Ensuite With Soaker Tub And Rainfall Shower, With A Convenient Walk-Through Closet To Laundry. Bright Walk-Out Basement With Oversized Windows, Ideal For Guest Suite, Gym, Or In-Law/Nanny Suite, Home Base Business, Multi Family Living With Tons Of Space To Grow. All Just Minutes From Downtown Whitby's Shops, Dining And Amenities. A Perfect Blend Of Elegance And Functionality. This Home Truly Elevates Modern Living And A Convenient Location

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Property Summary

This detached home located at 120B Cochrane Street, Whitby is currently for sale and has been available on SousaSells for 180 days. This property is listed at $1,925,000 with an estimated mortgage of $6,408* per month. It has 6 beds, 5 bathrooms, and is 3000-3500 square feet. 120B Cochrane Street, Whitby is in the Lynde Creek neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
6
Bathrooms
5
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 30, 2026
Sold price information is available to members only
Listed Date1/19/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Stone
BasementFinished with Walk-Out
Lot Size49.61 × 127.69 Feet
CountyDurham
Annual Tax$0
Legal DescriptionPART SOUTH 1/2 LOT 29 CON 2 BEING PART 1 PLAN 40R29753 TOWN OF WHITBY

Parking & Garage

Parking Total7.0
Parking Space5
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Library, Park, Public Transit, School

Interior Features

Bar Fridge, Carpet Free, In-Law Suite, Storage, Water Heater

Security Features

Community Features

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Location

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120B Cochrane Street, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 120B Cochrane Street, Whitby, ON L1N 5H8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

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Interest Rate4.00%
Down Payment$577,500 (30.0%)
* Minimum Canadian down payment required for this price is $385,000.
Amortization Period30 Years
Estimated Monthly Payment$6,408Based on a loan of $1,347,500 over 30 years.
Purchase Price$1,925,000
Loan Amount$1,347,500
Provincial Land Transfer Tax:$34,975
Total Estimated Closing Taxes:$34,975

About Purchasing a Home in Whitby, ON

For a property listed at $1,925,000 in Whitby, the legal minimum down payment is $385,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $34,975 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $34,975.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lynde Creek, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,048,979

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St John the Evangelist
Public1103 Giffard Street, Whitby, Ontario, L1N 2S3
6.4
Colonel J E Farewell
Public810 McQuay Boulevard, Whitby, Ontario, L1P 1J1
8.4
Earl A Fairman
Public620 Walnut Street West, Whitby, Ontario, L1N 2W8
9.5
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9
St Marguerite d'Youville
Public250 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.0

Secondary Schools

Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4
Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
All Saints
Public3001 Country Lane, Whitby, Ontario, L1P 1M1
7.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.