14 Jermyn Street, Whitby, ON

$779,000
MLS#:E9009058
3 beds
2 baths
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Backsplit 4 detached located in the coveted neighborhood of Lynde Creek. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $779,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Premium 40 x 100 ft lot size
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available
  • Notable attributes: Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to this Spacious, 4 level Backsplit, in Whitby's Desirable West Lynde. Your Move-in Ready Home Boast Many Features, such as being larger than it appears from the street, 2 beautiful Bathrooms With Marble Floors And Shower Walls, Hardwood Floors Through Out, Eat-in Kitchen With Granite Countertop And Granite Backsplash, Dining Room with Granite Fireplace Surround, Granite Bay Window Sill in Living Room, Freshly Painted Throughout in Neutral Designer Colours, Complementing Any Decor, Finished Basement, Lots Of Storage, No Neighbours Behind. Close to Shopping, 401, Go Station, Great Schools, Parks & all Amenities. Nothing To Do But Move in and Enjoy!

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Property Summary

This detached home located at 14 Jermyn Street, Whitby is currently for sale and has been available on SousaSells for 738 days. This property is listed at $779,000 with an estimated mortgage of $2,593* per month. It has 3 beds, 2 bathrooms, and is unknown square feet. 14 Jermyn Street, Whitby is in the Lynde Creek neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 16, 2024
Sold price information is available to members only
Listed Date7/3/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBacksplit 4
ConstructionBrick, Aluminum Siding
BasementFinished
Lot Size40 × 100 Feet
CountyDurham
Annual Tax$4,929.69
Legal DescriptionPcl-11-1, Sec M926; Lt 11, Pl M926; Whitby

Parking & Garage

Parking Spaces3.0
Garage Spaces3
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater

Security Features

Community Features

Location

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14 Jermyn Street, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 14 Jermyn Street, Whitby, ON L1N 5M5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

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Interest Rate4.00%
Down Payment$233,700 (30.0%)
* Minimum Canadian down payment required for this price is $52,900.
Amortization Period30 Years
Estimated Monthly Payment$2,593Based on a loan of $545,300 over 30 years.
Purchase Price$779,000
Loan Amount$545,300
Provincial Land Transfer Tax:$12,055
Total Estimated Closing Taxes:$12,055

About Purchasing a Home in Whitby, ON

For a property listed at $779,000 in Whitby, the legal minimum down payment is $52,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $12,055 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $12,055.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lynde Creek, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,048,833

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St John the Evangelist
Public1103 Giffard Street, Whitby, Ontario, L1N 2S3
6.4
Colonel J E Farewell
Public810 McQuay Boulevard, Whitby, Ontario, L1P 1J1
8.4
Earl A Fairman
Public620 Walnut Street West, Whitby, Ontario, L1N 2W8
9.5
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9
St Marguerite d'Youville
Public250 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.0

Secondary Schools

Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4
Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
All Saints
Public3001 Country Lane, Whitby, Ontario, L1P 1M1
7.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.