1633 Charles Street, Whitby, ON

$929,000
MLS#:E12837908
4 beds
3 baths
1500-2000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of Port Whitby. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $929,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms with 2 functional kitchens
  • Generous living space spanning 1500-2000 sqft on a premium 54.91 x 209.25 ft lot
  • Features a apartment, separate entrance basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Accessory Apartment
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Rare Cape Cod-inspired retreat in Port Whitby offering resort-style outdoor living and exceptional long-term investment potential, featuring a brand-new furnace (Feb 2026), select fresh paint updates upstairs, a freshly painted basement, plus a new sunroom roof and skylight (2025) and main roof (2019) for added peace of mind. Set on an impressive 209-ft deep lot, this home feels like a private garden estate, showcasing custom wall treatments, wainscoting, and a new chef's kitchen (2023) with quartz countertops, hand-laid backsplash, and stainless steel appliances. The sun-filled family room/sunroom overlooks professionally landscaped gardens supported by a Rain Bird irrigation system, creating a bright everyday escape. The gardens are so exceptional that they are featured on the Whitby Garden Tour annually. Upstairs offers three generous bedrooms, including a primary suite with hardwood floors, a fireplace, pot lighting, and his-and-hers closets, with future potential to expand the upper bath via dormer or by reallocating a small portion of a bedroom. The backyard is a true showstopper with two expansive decks, 14'x28' inground pool with new liner (2021) and pump, a cabana/pool house, interlock patio, koi pond, remote canopy, and designer fencing-perfect for entertaining or quiet retreats. The converted garage provides a bright recreation space ideal for a gym, studio, or games room. A finished, separate-entry vacant basement with a fourth bedroom, second kitchen, rec room, and 3-piece bath offers excellent in-law or rental potential, with great income for a first time buyer needing some mortgage help................INVESTOR ALERT: minutes to Whitby GO, Lake Ontario, and Hwy 401, with R4C zoning, oversized lot, strong transit access, and substantial future development potential- a rare combination of lifestyle, income flexibility, recent updates, and long-term upside.

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
2
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 5, 2026
Sold price information is available to members only
Listed Date3/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding
BasementApartment, Separate Entrance
Lot Size54.91 × 209.25 Feet
CountyDurham
Annual Tax$5,715
Legal DescriptionPT LT 18 BLK 5 PL H50035 WHITBY PT 1, 40R5314; WHITBY

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Beach, Fenced Yard, Lake/Pond, Marina, Public Transit, Rec./Commun.Centre

Interior Features

Accessory Apartment

Security Features

Carbon Monoxide Detectors

Community Features

Location

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1633 Charles Street, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 1633 Charles Street, Whitby, ON L1N 1C1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

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Interest Rate5.25%
Down Payment$67,900 (7.3%)
* Minimum Canadian down payment required for this price is $67,900.
Amortization Period25 Years
Estimated Monthly Payment$5,131Based on a loan of $861,100 over 25 years.
Purchase Price$929,000
Loan Amount$861,100
Provincial Land Transfer Tax:$15,055
Total Estimated Closing Taxes:$15,055

About Purchasing a Home in Whitby, ON

For a property listed at $929,000 in Whitby, the legal minimum down payment is $67,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $15,055 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $15,055.

Nearby Listings

Distance:

No current listings found in Whitby.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Whitby, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$830,078

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Whitby Shores
Public485 Whitby Shores Greenway, Whitby, Ontario, L1N 0G8
7.6
Sir William Stephenson
Public1125 Athol Street, Whitby, Ontario, L1N 4A6
4.6
St Marguerite d'Youville
Public250 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.0
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9
Jean-Paul II
Public1001 Hutchison Avenue, Whitby, Ontario, L1N 2A3
6.6

Secondary Schools

Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
Anderson
Public400 Anderson Street, Whitby, Ontario, L1N 3V6
7.9
Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.