233 Palace Street, Whitby, ON

$849,999
MLS#:E12444879
5 beds
2 baths
700-1100 sqft
7.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Downtown Whitby. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $849,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 2 Bathrooms with 2 functional kitchens
  • Generous living space spanning 700-1100 sqft on a premium 46 x 89.58 ft lot
  • Features a apartment, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 7.0 total parking spaces available
  • Notable attributes: Accessory Apartment, Carpet Free, Primary Bedroom - Main Floor
  • equipped with wall unit(s) central cooling and highly efficient radiant heating via gas

Description

Over 2000 square feet of finished living space. Turnkey legal duplex with over $100K in renovations since 2023. Fully updated including waterproofing (lifetime warranty), new windows bringing in abundant natural light, modern bathrooms, flooring, deck, landscaping, ductless heat pumps/air conditioning and new appliances. Two separate driveways provide parking for 7! Bright and inviting with flexible options for multi-generational living, rental, or a combination of both. Strong income potential - move in worry-free knowing all updates and maintenance have been done. See attached feature sheet for full list of improvements.

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Property Summary

This detached home located at 233 Palace Street, Whitby is currently for sale and has been available on SousaSells for 283 days. This property is listed at $849,999 with an estimated mortgage of $2,829* per month. It has 5 beds, 2 bathrooms, and is 700-1100 square feet. 233 Palace Street, Whitby is in the Downtown Whitby neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
2
Kitchens
2
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 9, 2026
Sold price information is available to members only
Listed Date10/4/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementApartment, Finished
Lot Size46 × 89.58 Feet
CountyDurham
Annual Tax$5,475
Legal DescriptionPT LT 309 PL H50030 WHITBY AS IN D376510 TOWN OF WHITBY

Parking & Garage

Parking Spaces7.0
Garage Spaces7
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeRadiant
CoolingWall Unit(s)

Features

Property Features

Fenced Yard, Public Transit, School Bus Route

Interior Features

Accessory Apartment, Carpet Free, Primary Bedroom - Main Floor, Sump Pump

Security Features

Community Features

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Location

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233 Palace Street, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 233 Palace Street, Whitby, ON L1N 5G1

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

Configure Loan Settings

Interest Rate4.00%
Down Payment$255,000 (30.0%)
* Minimum Canadian down payment required for this price is $60,000.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,999 over 30 years.
Purchase Price$849,999
Loan Amount$594,999
Provincial Land Transfer Tax:$13,475
Total Estimated Closing Taxes:$13,475

About Purchasing a Home in Whitby, ON

For a property listed at $849,999 in Whitby, the legal minimum down payment is $60,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,475 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,475.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown Whitby, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$854,605

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Jean-Paul II
Public1001 Hutchison Avenue, Whitby, Ontario, L1N 2A3
6.6
Sir William Stephenson
Public1125 Athol Street, Whitby, Ontario, L1N 4A6
4.6
C E Broughton
Public80 Crawforth Street, Whitby, Ontario, L1N 9L6
5.6
Earl A Fairman
Public620 Walnut Street West, Whitby, Ontario, L1N 2W8
9.5
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9

Secondary Schools

Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
Anderson
Public400 Anderson Street, Whitby, Ontario, L1N 3V6
7.9
Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.