321 Centre Street, Whitby, ON
Property Highlights
Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Downtown Whitby. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,089,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms with 2 functional kitchens
- Generous living space spanning 1100-1500 sqft on a premium 66 x 120.75 ft lot
- Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available with a convenient attached configuration
- Notable attributes: In-Law Suite, Primary Bedroom - Main Floor
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
Turn-key and move-in ready! Beautifully updated 2+1 bedroom bungalow on a private, fenced 66x120 ft lot in Whitby's sought-after Downtown Heritage District. Enjoy a peaceful setting with mature trees, a 10x40 ft vegetable garden, and an interlocking patio with covered outdoor dining area, pot lights and gas line for BBQ - perfect for entertaining. Main floor features a full kitchen renovation (2021) with custom cabinetry, HanStone quartz counters, double sink, and premium Maytag/GE/Panasonic appliances. Spacious living room with large picture window, wall-to-wall custom built-in bookshelves, and a custom concrete fireplace mantle (2023) by a local artist. 5" white oak hardwood throughout. Updated 4-pc bath (2021) with 6-ft custom tub/shower combo and heated floors. Fully finished basement with separate entrance-ideal for potential rental income / in-law suite / multigenerational living. Includes a second kitchen with stainless steel appliances, large living room with wood-burning fireplace and surround sound, vinyl flooring, 3-pc bath with custom double shower, spacious bedroom with accent wall and built-in speakers, plus a quiet office/potential second bedroom. Wired networking throughout the home. Recent Improvements & Features: Roof (2020), Lennox Furnace & A/C (Oct 2025), Windows & Exterior Doors (2022), Fresh Paint (2025), Garage Door Opener (2025, Chamberlain App-Controlled), Tool Bench (2025). Freshly painted throughout (Oct 2025). Outstanding walkable location - steps to Kinsmen Park with splash pad and playground, close to schools, daycares, and Downtown Whitby's vibrant restaurants, bakeries, cafés, yoga/pilates studios, medical offices, and boutique shops. Minutes to Whitby Recreation Complex, Ability Centre, Thermea Spa, tennis and pickleball courts, library and farmers market. Minutes to Whitby GO Station & Hwy's 401, 412 & 407 for easy commuting. A rare, turn-key property offering comfort, privacy, and modern living in a prime community setting.
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Property Summary
This detached home located at 321 Centre Street, Whitby is currently for sale and has been available on SousaSells for 272 days. This property is listed at $1,089,000 with an estimated mortgage of $3,625* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 321 Centre Street, Whitby is in the Downtown Whitby neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
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Features
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Interior Features
In-Law Suite, Primary Bedroom - Main Floor
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This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 321 Centre Street N, Whitby, ON L1N 4T3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Whitby, ON
For a property listed at $1,089,000 in Whitby, the legal minimum down payment is $217,800 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $18,255 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $18,255.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.