322 Cochrane Street, Whitby, ON

$829,000
MLS#:E9306976
4 beds
2 baths
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lynde Creek. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $829,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Premium 69.06 x 136.12 ft lot size
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Floor Drain, Primary Bedroom - Main Floor, Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Rarely offered this charming 3 bedroom plus 1 ranch bungalow, set on a spacious 69x136' lot, is full of potential and character. This home offers hardwood floors under the carpeting, an updated oak kitchen w/stainless steel appliances and a formal L-shaped living/dining room with a bay window. The main bathroom has been updated and windows have been replaced over recent years. The shingles were replaced approx. 2019. Primary features a 2pc ensuite and is generous in size. Nestled amoung mature trees, the property features a wood-burning fireplace which the owner used often on cold winter nights. The large and deep backyard has a covered porch which lends itself to a perfect setting to relax in or to entertain with your guests. Centrally located within walking distance to downtown Whitby, the property includes a single car garage and a separate side entrance to the finished basement offering the potential to have an in-law suite. Lovingly maintained by the same owner since 1969!

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Property Summary

This detached home located at 322 Cochrane Street, Whitby is currently for sale and has been available on SousaSells for 672 days. This property is listed at $829,000 with an estimated mortgage of $2,759* per month. It has 4 beds, 2 bathrooms, and is unknown square feet. 322 Cochrane Street, Whitby is in the Lynde Creek neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateSeptember 20, 2024
Sold price information is available to members only
Listed Date9/9/2024
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementSeparate Entrance, Finished
Lot Size69.06 × 136.12 Feet
CountyDurham
Annual Tax$5,682.84
Legal DescriptionPT LT 109 PL 598 Whitby

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Floor Drain, Primary Bedroom - Main Floor, Water Heater, Workbench

Security Features

Community Features

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Location

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322 Cochrane Street, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 322 Cochrane Street, Whitby, ON L1N 5J3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

Configure Loan Settings

Interest Rate4.00%
Down Payment$248,700 (30.0%)
* Minimum Canadian down payment required for this price is $57,900.
Amortization Period30 Years
Estimated Monthly Payment$2,759Based on a loan of $580,300 over 30 years.
Purchase Price$829,000
Loan Amount$580,300
Provincial Land Transfer Tax:$13,055
Total Estimated Closing Taxes:$13,055

About Purchasing a Home in Whitby, ON

For a property listed at $829,000 in Whitby, the legal minimum down payment is $57,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,055 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,055.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lynde Creek, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,049,099

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St John the Evangelist
Public1103 Giffard Street, Whitby, Ontario, L1N 2S3
6.4
Colonel J E Farewell
Public810 McQuay Boulevard, Whitby, Ontario, L1P 1J1
8.4
Earl A Fairman
Public620 Walnut Street West, Whitby, Ontario, L1N 2W8
9.5
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9
St Marguerite d'Youville
Public250 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.0

Secondary Schools

Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4
Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
All Saints
Public3001 Country Lane, Whitby, Ontario, L1P 1M1
7.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.