326 Cochrane Street, Whitby, ON

$829,999
MLS#:E13618326
4 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
326 Cochrane Street, Whitby, ON L1N 5J3

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Lynde Creek. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $829,999 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 69 x 136 ft lot
  • Features a separate entrance, full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 326 Cochrane Street, a rarely offered, beautifully maintained all-brick bungalow situated on a 69 x 136 ft. lot. Nestled on the border of two of Whitby's most sought-after neighbourhoods - Downtown Whitby and Lynde Creek. Offering timeless charm, exceptional versatility, and outstanding future potential, this move-in-ready home is a rare find. The bright and inviting main floor features a functional layout with 3 spacious bedrooms, comfortable living and dining spaces, and thoughtfully designed storage, including brand-new custom closet systems in front hall and primary bedroom (2026) that enhances everyday functionality. The fully finished basement significantly expands the living space with an additional bedroom, dedicated office, large recreation room, versatile playroom or den, and brand-new carpeting (2026) throughout. Existing plumbing and electrical hookups remain in place, allowing the lower level to be easily converted into a 2 bedroom in-law suite or income-generating apartment-an ideal opportunity for multigenerational living or future rental potential The home has been freshly painted and updated with stylish new light fixtures, door hardware, and modern accents - creating a fresh, welcoming feel throughout. Outside, the oversized backyard offers endless possibilities for entertaining, gardening, family enjoyment, or the potential to build a future addition, maximizing the value of this impressive lot. Perfectly located across the street from a top tier elementary school and just a short walk to Downtown Whitby's vibrant shops, restaurants, cafés, grocery stores, parks, and playgrounds. This exceptional home also provides convenient access to GO Transit and Highway 401 for an easy commute.

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Property Summary

This detached home located at 326 Cochrane Street, Whitby is currently for sale and has been available on SousaSells for 8 days. This property is listed at $829,999 with an estimated mortgage of $2,763* per month. It has 4 beds, 2 bathrooms, and is 1100-1500 square feet. 326 Cochrane Street, Whitby is in the Lynde Creek neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Lynde Creek, Whitby.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 2 well-appointed bathrooms
  • 1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Lynde Creek, Whitby.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementSeparate Entrance, Full, Finished
Lot Size69 × 136 Feet
CountyDurham
Annual Tax$6,428.59
Legal DescriptionPT LT 111 PL 598 WHITBY; PT LT 112 PL 598 WHITBY AS IN D98068; TOWN OF WHITBY

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Library
  • Public Transit
  • School
  • School Bus Route

Interior Features

  • In-Law Capability
  • Primary Bedroom - Main Floor

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 326 Cochrane Street, Whitby, ON

Q.What is the asking price for 326 Cochrane Street, Whitby, ON ?

The current listing price for 326 Cochrane Street, Whitby, ON in Lynde Creek, Whitby is $829,999.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 326 Cochrane Street, Whitby, ON ?

326 Cochrane Street, Whitby, ON is a Detached (Bungalow) featuring a Separate Entrance, Full, Finished basement.

Q.What key property features does 326 Cochrane Street, Whitby, ON offer?

Key property features include: Library, Public Transit, School, School Bus Route.

Q.What interior features are included in this home?

Interior highlights include: In-Law Capability, Primary Bedroom - Main Floor.

Q.Is parking available at this property?

Yes, this property offers parking space for 3.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

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Location

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326 Cochrane Street, Whitby, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 326 Cochrane Street, Whitby, ON L1N 5J3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

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Interest Rate4.00%
Down Payment$249,000 (30.0%)
* Minimum Canadian down payment required for this price is $58,000.
Amortization Period30 Years
Estimated Monthly Payment$2,763Based on a loan of $580,999 over 30 years.
Purchase Price$829,999
Loan Amount$580,999
Provincial Land Transfer Tax:$13,075
Total Estimated Closing Taxes:$13,075

About Purchasing a Home in Whitby, ON

For a property listed at $829,999 in Whitby, the legal minimum down payment is $58,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,075 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,075.

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Lynde Creek, Whitby Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Lynde Creek, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,186,508

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Lynde Creek, Whitby

Elementary Schools

St John the Evangelist
Public1103 Giffard Street, Whitby, Ontario, L1N 2S3
6.4
Colonel J E Farewell
Public810 McQuay Boulevard, Whitby, Ontario, L1P 1J1
8.4
Earl A Fairman
Public620 Walnut Street West, Whitby, Ontario, L1N 2W8
9.5
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9
St Marguerite d'Youville
Public250 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.0

Secondary Schools

Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4
Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
All Saints
Public3001 Country Lane, Whitby, Ontario, L1P 1M1
7.9

Lynde Creek, Whitby Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.