45 Morley Crescent, Whitby, ON

$1,398,000
MLS#:E13125836
5 beds
5 baths
3000-3500 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Rolling Acres. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $1,398,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 5 Bathrooms with 2 functional kitchens
  • Generous living space spanning 3000-3500 sqft on a premium 39.4 x 110.84 ft lot
  • Features a partially finished, walk-up basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 45 Morley Crescent, a spectacular executive luxury home in Whitby's prestigious Rolling Acres community offering over 3,500 sq ft of finished living space and more than $350K in premium builder upgrades plus additional post-closing enhancements. This turnkey residence features 5 spacious bedrooms, 4.5 bathrooms, 2 fully equipped kitchens, a professionally finished basement, and a dedicated second-floor home office designed for upscale family living and multi-generational comfort.Situated on a premium 40-ft lot, this stunning home showcases soaring 11-ft ceilings on the main floor and 10-ft ceilings in the primary bedroom and office, complemented by oversized upgraded windows bringing in abundant natural light. Luxury finishes throughout include upgraded 4-inch engineered hardwood floors, customized porcelain tiles, crown moulding, accent walls, upgraded baseboards, designer lighting, sleek black hardware, upgraded doors, and interior/exterior pot lights.The chef-inspired kitchen features quartz countertops with a waterfall island, matching quartz backsplash, glass cooktop, premium built-in appliances, raised-height cabinetry, under-mount sinks, and luxury black stainless-steel Samsung, KitchenAid, and LG appliances. The upgraded builder-customized laundry room also features quartz surfaces and designer finishes.The professionally finished basement includes an additional bedroom, full bathroom, and second kitchen ideal for extended family or in-law suite functionality. Additional features include upgraded bathrooms with glass shower enclosures, zebra blinds throughout, EV charger, motorized garage doors, fully fenced backyard, and premium luxury finishes rarely found in the area.Located close to top-rated schools, parks, shopping, transit, and major highways, 45 Morley Crescent offers luxury, functionality, and modern elegance in one of Whitby's most sought-after family neighbourhoods.

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Key Features

Bedrooms
5
Bathrooms
5
Kitchens
2
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/12/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementPartially Finished, Walk-Up
Lot Size39.4 × 110.84 Feet
CountyDurham
Annual Tax$9,991.22
Legal Description*See Attached Schedule B*

Parking & Garage

Parking Spaces5.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Other

Security Features

Community Features

Location

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45 Morley Crescent, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 45 Morley Crescent, Whitby, ON L1R 3C2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

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Interest Rate5.25%
Down Payment$279,600 (20.0%)
* Minimum Canadian down payment required for this price is $279,600.
Amortization Period25 Years
Estimated Monthly Payment$6,665Based on a loan of $1,118,400 over 25 years.
Purchase Price$1,398,000
Loan Amount$1,118,400
Provincial Land Transfer Tax:$24,435
Total Estimated Closing Taxes:$24,435

About Purchasing a Home in Whitby, ON

For a property listed at $1,398,000 in Whitby, the legal minimum down payment is $279,600 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $24,435 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $24,435.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rolling Acres, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$996,799

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

St Mark the Evangelist
Public95 Waller Street, Whitby, Ontario, L1R 1Z7
4.9
John Dryden
Public40 Rolling Acres Drive, Whitby, Ontario, L1R 2A1
5.9
Sir Samuel Steele
Public55 Bakerville Street, Whitby, Ontario, L1R 2S6
7.5
Glen Dhu
Public29 Fallingbrook Street, Whitby, Ontario, L1R 1M7
6.1
St Bernard
Public1000 Dryden Boulevard, Whitby, Ontario, L1R 2A2
7.7

Secondary Schools

Father Leo J Austin
Public1020 Dryden Boulevard, Whitby, Ontario, L1R 2A2
6.4
Sinclair
Public380 Taunton Road East, Whitby, Ontario, L1R 2K5
7.3
Anderson
Public400 Anderson Street, Whitby, Ontario, L1N 3V6
7.9
St.-Charles-Garnier
Catholic4101 Baldwin Street, Whitby, Ontario, L1R 2W6
6.6

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.