520 Reynolds Street, Whitby, ON

$849,900
MLS#:E12028791
3 beds
4 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Downtown Whitby. Expertly crafted featuring premium aluminum siding and brick construction, this residence presents an exceptional opportunity offered at $849,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 4 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 29.72 x 140 ft lot
  • Features a separate entrance, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: In-Law Capability
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Don't miss this rare opportunity to own this charming 3 Bed 4 Bath home in the highly sought after and desirable College Downs area, down the road from the prestigious Trafalgar Castle and steps to Downtown Whitby. This stunning property offers a blend of classic charm and updates, perfect for comfortable family living and entertaining. Step inside to a spacious front entry with a stylish slate floor, leading into a bright and inviting open-concept living and dining area. This space is enhanced with crown molding, wainscotting and fireplace adding a touch of sophistication. The living area seamlessly flows to a covered back deck, Inground pool-your private retreat! Enjoy the added privacy and tranquility of backing onto Peel Park offering lacrosse box, children's playground and splash pad, tennis courts, soccer field and baseball diamonds. This home also features a convenient separate side entrance to a finished basement, offering additional living space and potential. Minutes from Downtown Whitby restaurants and shopping, all amenities, schools, 10 minutes to Hwy 401 and the Go Train.

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Property Summary

This detached home located at 520 Reynolds Street, Whitby is currently for sale and has been available on SousaSells for 484 days. This property is listed at $849,900 with an estimated mortgage of $2,829* per month. It has 3 beds, 4 bathrooms, and is 1500-2000 square feet. 520 Reynolds Street, Whitby is in the Downtown Whitby neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
4
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateMarch 24, 2025
Sold price information is available to members only
Listed Date3/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionAluminum Siding, Brick
BasementSeparate Entrance, Finished
Lot Size29.72 × 140 Feet
CountyDurham
Annual Tax$5,595.81
Legal DescriptionPcl 41-2 Sec M1086 Whitby, Pt LT 41 Pl M1086, Pts 11&12 40R4823 s/t an easement over Pt Lt 41 designated as Pt 11 for the use & enjoyment of the owners and occupants from the time to tome of Pt Lt 41, designated as Pts 9 &10 40R4823 T/W an easement for the use and enjoyment of the owners & occupants, from time to time of the above described land over that Pt of Lt 41, designated as Pt 10 on 40R4823 Town of Whitby

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Greenbelt/Conservation, Park, Rec./Commun.Centre, School, Public Transit

Interior Features

In-Law Capability

Security Features

Smoke Detector

Community Features

Virtual Tours

Location

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520 Reynolds Street, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 520 Reynolds Street, Whitby, ON L1N 6H5

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

Configure Loan Settings

Interest Rate4.00%
Down Payment$254,970 (30.0%)
* Minimum Canadian down payment required for this price is $59,990.
Amortization Period30 Years
Estimated Monthly Payment$2,829Based on a loan of $594,930 over 30 years.
Purchase Price$849,900
Loan Amount$594,930
Provincial Land Transfer Tax:$13,473
Total Estimated Closing Taxes:$13,473

About Purchasing a Home in Whitby, ON

For a property listed at $849,900 in Whitby, the legal minimum down payment is $59,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,473 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Downtown Whitby, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$854,398

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Jean-Paul II
Public1001 Hutchison Avenue, Whitby, Ontario, L1N 2A3
6.6
Sir William Stephenson
Public1125 Athol Street, Whitby, Ontario, L1N 4A6
4.6
C E Broughton
Public80 Crawforth Street, Whitby, Ontario, L1N 9L6
5.6
Earl A Fairman
Public620 Walnut Street West, Whitby, Ontario, L1N 2W8
9.5
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9

Secondary Schools

Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
Anderson
Public400 Anderson Street, Whitby, Ontario, L1N 3V6
7.9
Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.