55 Steamer Drive, Whitby, ON

$1,280,000
MLS#:E12415575
6 beds
5 baths
2500-3000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Port Whitby. Expertly crafted featuring premium brick front and vinyl siding construction, this residence presents an exceptional opportunity offered at $1,280,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 6 Bedrooms and 5 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 39.37 x 111.55 ft lot
  • Features a apartment, full basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Built-In Oven, Carpet Free
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

*** Visit the REALTOR website for further information about this Listing *** Discover modern luxury in sought-after Whitby Shores, steps from Lake Ontario. This fully renovated turnkey home has been upgraded inside and out with over $250,000 invested, combining premium systems, contemporary finishes, and an unbeatable location. The open-concept main level boasts soaring ceilings, gleaming hardwood floors, modern ceiling lighting, and abundant natural light. A brand-new chef's kitchen features marble countertops, sleek cabinetry, and high-end, never-used appliances. Plumbing and electrical systems have been fully replaced with all-new PVC water lines and wiring, while Low-E energy-efficient windows, a sliding door, balcony French door, and a new main entry door enhance comfort, sustainability, and lower utility costs. The main level also includes a private study and a convenient powder room. Upstairs are five spacious bedrooms, including three en-suites, while the master suite offers a spa-like retreat with a contemporary hot tub and designer shower. A fully finished basement includes a private en-suite bedroom and is ideal for entertaining, a home office, gym, or can be partially converted into a small kitchen for multi-generational living with a dedicated range switch. Bathrooms throughout the home showcase modern fixtures and upscale finishes. Exterior and mechanical upgrades include a new roof, two automatic garage doors, five parking spaces (two garage, two driveway, one front pad), new sod and landscaping, a balcony, an upgraded laundry room with new washer and dryer, and a self-owned hot-water tank. Located within walking distance to Whitby Yacht Club, Lake Ontario, schools, shops, restaurants, and transit, with quick access to the GO Station, Iroquois Park Sports Centre, and Highways 401, 412, and 407, this home perfectly balances sophistication, convenience, and sustainability.

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Key Features

Bedrooms
6
Bathrooms
5
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusPrice Change
Listed Date9/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick Front, Vinyl Siding
BasementApartment, Full
Lot Size39.37 × 111.55 Feet
CountyDurham
Annual Tax$8,445
Legal DescriptionLOT 44, PLAN 40M2128, WHITBY, REGIONAL MUNICIPALITY OF DURHAM S/T RIGHT FOR 5 YEARS FROM 2004 01 30 AS IN DR248532

Parking & Garage

Parking Spaces5.0
Garage Spaces3
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Hospital, Lake/Pond, Public Transit, Rec./Commun.Centre, School

Interior Features

Auto Garage Door Remote, Built-In Oven, Carpet Free, Central Vacuum, Countertop Range, Guest Accommodations, Intercom, Primary Bedroom - Main Floor, Rough-In Bath, Storage, Upgraded Insulation, Ventilation System, Water Heater Owned, Water Meter, Water Treatment

Security Features

Community Features

Location

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55 Steamer Drive, Whitby, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 55 Steamer Drive, Whitby, ON L1N 9X3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitby.

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Interest Rate5.25%
Down Payment$256,000 (20.0%)
* Minimum Canadian down payment required for this price is $256,000.
Amortization Period25 Years
Estimated Monthly Payment$6,102Based on a loan of $1,024,000 over 25 years.
Purchase Price$1,280,000
Loan Amount$1,024,000
Provincial Land Transfer Tax:$22,075
Total Estimated Closing Taxes:$22,075

About Purchasing a Home in Whitby, ON

For a property listed at $1,280,000 in Whitby, the legal minimum down payment is $256,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $22,075 for this transaction. As this listing is in Whitby (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $22,075.

Nearby Listings

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No current listings found in Whitby.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Port Whitby, Whitby.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$834,365

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Whitby Shores
Public485 Whitby Shores Greenway, Whitby, Ontario, L1N 0G8
7.6
Sir William Stephenson
Public1125 Athol Street, Whitby, Ontario, L1N 4A6
4.6
St Marguerite d'Youville
Public250 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.0
West Lynde
Public270 Michael Boulevard, Whitby, Ontario, L1N 6B1
6.9
Jean-Paul II
Public1001 Hutchison Avenue, Whitby, Ontario, L1N 2A3
6.6

Secondary Schools

Henry Street
Public600 Henry Street, Whitby, Ontario, L1N 5C7
6.8
Anderson
Public400 Anderson Street, Whitby, Ontario, L1N 3V6
7.9
Donald A. Wilson
Public681 Rossland Road West, Whitby, Ontario, L1P 1Y1
8.4

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.