13123 Mccowan Road, Whitchurch-Stouffville, ON

$9,990,000
MLS#:N12951180
3 Bedrooms + 2 = 5 Total Bedrooms
4 baths
3000-3500 sqft
52.0 parking
Residential Freehold
Residential Freehold for sale - 5 Bed, 4 Bath Home at 13123 Mccowan Road Whitchurch-Stouffville ON listed at $9,990,000 (MLS# N12951180) - Main View
For Sale
Added:Apr 2, 2026(226 days ago)
Updated:Oct 16, 2026(29 days ago)
Last Checked:13 minutes ago

Property Highlights

Welcome to this remarkable Bungaloft detached located in the coveted neighborhood of Rural Whitchurch-Stouffville. Expertly crafted featuring premium aluminum siding construction, this residence presents an exceptional opportunity offered at $9,990,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 4 Bathrooms
  • Generous living space spanning 3000-3500 sqft on a premium 42.35 x 42.35 ft lot
  • Features a finished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • Ample parking with 2.0 garage spaces (52.0 total parking spaces) with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

A once-in-a-generation opportunity to own an extraordinary private estate in Rural Whitchurch-Stouffville, set on approximately 42.35 acres at McCowan Rd & Bethesda Side Rd, where the character of the area is defined by country living, natural beauty, golf, equestrian uses, and easy access to urban amenities. Behind a gated, tree-lined, solar-lit drive awaits a truly spectacular retreat featuring 3 bass-filled ponds, including 2 ponds of approximately 2 acres each, a sandy beach, 2 waterfalls, artesian springs, mature forest, winding trails, extensive wildlife, perennial gardens, and a rare private golf experience with 9 tee locations and artificial greens. Two legal dwellings and multiple outbuildings elevate the property's versatility, including an impressive 60' x 40' party room with deck overlooking the south pond, plus a heated workshop for hobby, business, or storage use. The main residence offers an unforgettable Muskoka-inspired lifestyle with panoramic water views, a large tiered backyard deck, a serene lily pond setting, and a stunning primary loft retreat with 5-piece ensuite, soaker tub, walk-in closet, and walk-out to a rooftop deck. Exceptionally private yet just minutes to Stouffville and Highway 404, this is a landmark estate that seamlessly blends luxury, recreation, nature, and resort-style living into one irreplaceable property.

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Property Summary

This detached home located at 13123 Mccowan Road, Whitchurch-Stouffville is currently for sale and has been available for 226 days. This property is listed at $9,990,000 with an estimated mortgage of $33,253* per month. It has 5 beds, 4 bathrooms, and is 3000-3500 square feet. 13123 Mccowan Road, Whitchurch-Stouffville is in the Rural Whitchurch-Stouffville neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 5 bedrooms and 4 bathrooms, this home offers ample space and comfort for growing families in Rural Whitchurch-Stouffville, Whitchurch-Stouffville.

Highly Recommended for Families
What We Love About This Home
  • •5 spacious bedroom layout offering versatile living space
  • •4 well-appointed bathrooms
  • •3000-3500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Rural Whitchurch-Stouffville, Whitchurch-Stouffville.

Target Buyer Match

Key Features

Bedrooms
3 Bedrooms + 2 = 5 Total Bedrooms
Bathrooms
4
Kitchens
1
Living Area
3000-3500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$9,990,000
AddedApr 2, 2026 (226 days ago)
UpdatedOct 16, 2026 (29 days ago)
Last Checked13 minutes ago
Transaction TypeFor Sale
List Office NameBAY STREET GROUP INC.

Property Details

Property Sub-TypeDetached
Architectural StyleBungaloft
ConstructionAluminum Siding
BasementFinished, Walk-Out
Lot Size42.35 × 42.35 Acres
CountyYork
Annual Tax$18,392.01
Rental Itemspropane tank $99+tax annually
Legal DescriptionPt Lot 6, Conc 7

Parking & Garage

Parking Total52.0
Parking Space50
Garage Parking2.0
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Beach
  • Golf
  • Lake/Pond
  • River/Stream
  • Wooded/Treed

Interior Features

  • None

Security Features

None listed

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Whitchurch-Stouffville Home Buyer Advisory & Market HubActive MLS® Listing in Whitchurch-Stouffville, Ontario

Looking to Buy a Home in Whitchurch-Stouffville?

If you are looking for a house in Whitchurch-Stouffville or researching Whitchurch-Stouffville real estate for sale, this 5-bedroom detached at 13123 Mccowan Road, Whitchurch-Stouffville, ON offers an exceptional opportunity to buy a home in Whitchurch-Stouffville, Ontario. Whether you are a first-time Whitchurch-Stouffville home buyer or comparing active Whitchurch-Stouffville MLS® homes for sale, working with a dedicated Whitchurch-Stouffville buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

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Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Whitchurch-Stouffville realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Whitchurch-Stouffville Buyer Budget & Costs

Estimated mortgage: $33,253*/month*. Estimated Ontario Land Transfer Tax: $236,225. First-time Whitchurch-Stouffville home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Whitchurch-Stouffville

Frequently Asked Questions about 13123 Mccowan Road, Whitchurch-Stouffville, ON

Q.What is the asking price for 13123 Mccowan Road, Whitchurch-Stouffville, ON ?

The current listing price for 13123 Mccowan Road, Whitchurch-Stouffville, ON in Rural Whitchurch-Stouffville, Whitchurch-Stouffville is $9,990,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 5 bedrooms and 4 bathrooms across approximately 3000-3500 sqft.

Q.What property type and architectural style is 13123 Mccowan Road, Whitchurch-Stouffville, ON ?

13123 Mccowan Road, Whitchurch-Stouffville, ON is a Detached (Bungaloft) featuring a Finished, Walk-Out basement.

Q.What key property features does 13123 Mccowan Road, Whitchurch-Stouffville, ON offer?

Key property features include: Beach, Golf, Lake/Pond, River/Stream, Wooded/Treed.

Q.What interior features are included in this home?

Interior highlights include: None.

Q.Is parking available at this property?

Yes, this property offers parking space for 52.0 vehicles (Attached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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13123 Mccowan Road, Whitchurch-Stouffville, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Rural Whitchurch-Stouffville, Whitchurch-Stouffville

SAFETY RATING9.6 / 10
Low Incident Area
Total Annual Incidents60 incidents / yr
Average Per Month5.0 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

14 assaults (45.0/100k)

Property Security
Low

13 B&E (40.0/100k)

Auto Theft Risk
Low Risk

20 thefts (45.0/100k)

1-Year Trend
▼ 6.5%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 13123 Mccowan Road, Whitchurch-Stouffville, ON L4A 3Y5

Estimated Sales Range
$9,491,000 - $9,790,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitchurch-Stouffville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$2,997,000 (30.0%)
* Minimum Canadian down payment required for this price is $1,998,000.
Amortization Period30 Years
Estimated Monthly Payment$33,253Based on a loan of $6,993,000 over 30 years.
Purchase Price$9,990,000
Loan Amount$6,993,000
Provincial Land Transfer Tax:$236,225
Total Estimated Closing Taxes:$236,225

About Purchasing a Home in Whitchurch-Stouffville, ON

For a property listed at $9,990,000 in Whitchurch-Stouffville, the legal minimum down payment is $1,998,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $236,225 for this transaction. As this listing is in Whitchurch-Stouffville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $236,225.

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Rural Whitchurch-Stouffville, Whitchurch-Stouffville Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Rural Whitchurch-Stouffville, Whitchurch-Stouffville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$3,958,885

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Rural Whitchurch-Stouffville, Whitchurch-Stouffville

Elementary Schools

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Secondary Schools

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Rural Whitchurch-Stouffville, Whitchurch-Stouffville Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

MLS® Active
$9,990,000

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