This property was sold on November 4, 2025. This listing is for reference purposes only. to view the sold price.
Welcome to this remarkable 2-Storey semi-detached located in the coveted neighborhood of Stouffville. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $990,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
Welcome to this bright and beautifully maintained 3-bedroom, 3-bathroom semi-detached home, perfectly situated on a desirable pie-shaped lot. From the moment you arrive, you'll be charmed by the lovely curb appeal - featuring a double-door entry, natural stone front steps, and a matching pathway that reflect the pride of ownership throughout. Sunlight pours in through large windows, filling the space with warmth and creating an airy, welcoming feel throughout. The open-concept main floor is thoughtfully designed with stylish touches including a sleek powder room with shiplap accents, bead board detailing in the entryway, upgraded light fixtures, and wide plank engineered white oak hardwood floors. The well-equipped kitchen features stainless steel appliances and opens to a cheerful breakfast area overlooking the fully fenced and private backyard - an ideal space for summer dining, relaxing outdoors, or letting the kids enjoy the bonus tree fort already built and ready for play! The kitchen and dining/living areas flow seamlessly together, making it a great space for both everyday living and entertaining. Upstairs, a cozy family room with a gas fireplace invites you to unwind - perfect for movie nights or quiet evenings at home. Need an extra bedroom? This flexible space can easily be converted into a fourth bedroom to suit your family's needs. The second level also features three generous bedrooms, including a spacious primary retreat with a walk-in closet and a 4-piece ensuite with a separate shower and soaker tub. The other two bedrooms share a well-appointed 4-piece bathroom. The unfinished basement offers incredible potential - create a home gym, playroom, office, or anything your heart desires. Steps to Memorial Park, Schools, Walking/Biking trails, Main St and Public Transit.
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This detached home located at 187 James Ratcliff Avenue, Whitchurch-Stouffville is currently for sale and has been available on SousaSells for 403 days. This property is listed at $990,000 with an estimated mortgage of $3,295* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 187 James Ratcliff Avenue, Whitchurch-Stouffville is in the Stouffville neighborhood.
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Fenced Yard, School, Rec./Commun.Centre, Public Transit, Park, Library
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No historical data available for this property.
This could be the first listing for this address.
Data-driven valuation for 187 James Ratcliff Avenue, Whitchurch-Stouffville, ON L4A 0L5
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitchurch-Stouffville.
About Purchasing a Home in Whitchurch-Stouffville, ON
For a property listed at $990,000 in Whitchurch-Stouffville, the legal minimum down payment is $74,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,275 for this transaction. As this listing is in Whitchurch-Stouffville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,275.

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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.