4 James Ratcliff Avenue, Whitchurch-Stouffville, ON

$999,000
MLS#:N12451818
3 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 13, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Stouffville. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $999,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 40.68 x 85.3 ft lot
  • Features a finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Other
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Nestled In The Heart Of The Family-Friendly Stouffville Community, This Beautifully Maintained Home Is Ideally Situated Near Hoover & 9th Line, Offering Easy Access To Parks, Schools, Transit, And Local Amenities. Located On A Quiet Street With An East-Facing Front, Providing A Spacious Yet Manageable Outdoor Space Enhanced By Backyard Interlocking.Step Inside To A Freshly Painted Main Floor With Smooth Ceilings And Pot Lights That Create A Bright, Airy Ambiance. The Layout Features A Welcoming Living And Dining Area, Alongside A Cozy Family Room Centered Around A Gas FireplacePerfect For Gatherings. The Modern Kitchen Is Equipped With Stainless Steel Appliances, Including A New Fridge (2024), Built-In Dishwasher (2023), Exhaust Hood (2021), And A Stylish Eat-In Area Ideal For Family Meals.Upstairs, You'll Find Three Spacious Bedrooms, Including A Comfortable Primary Suite With Ample Closet Space And A Private Ensuite. The Additional Bedrooms Are Generously Sized, Offering Flexible Space For Family, Guests, Or A Home Office.The Finished Basement Adds Valuable Living Area With An Open-Concept Design And A Fourth BedroomPerfect As A Guest Suite, Playroom, Or Media Lounge. With A One-Car Garage Plus Parking For Two More In The Driveway, All Window Coverings Included, And Thoughtful Upgrades ThroughoutThis Move-In Ready Home Offers Exceptional Value In A Growing Community. Dont Miss This Opportunity!

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Property Summary

This detached home located at 4 James Ratcliff Avenue, Whitchurch-Stouffville is currently for sale and has been available on SousaSells for 292 days. This property is listed at $999,000 with an estimated mortgage of $3,325* per month. It has 3 beds, 3 bathrooms, and is 1500-2000 square feet. 4 James Ratcliff Avenue, Whitchurch-Stouffville is in the Stouffville neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateNovember 13, 2025
Sold price information is available to members only
Listed Date10/8/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick
BasementFinished
Lot Size40.68 × 85.3 Feet
CountyYork
Annual Tax$5,376
Legal DescriptionLOT 58, PLAN 65M3734, WHITCHURCH-STOUFFVILLE. S/T RT ENDING THE LATER OF THE DATE OF COMPLETE ASSUMPTION OF ALL ROADS, WORKS & SERVICES INSTALLED WITH PLN 65M3734 BY THE TOWN OF WHITCHURCH-STOUFFVILLE AND 5 YRS FROM 04/07/23, AS IN YR506918.

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Arts Centre, Golf, Hospital, Lake/Pond, Park, Wooded/Treed

Interior Features

Other

Security Features

Community Features

Location

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4 James Ratcliff Avenue, Whitchurch-Stouffville, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 4 James Ratcliff Avenue, Whitchurch-Stouffville, ON L4A 1P2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitchurch-Stouffville.

Configure Loan Settings

Interest Rate4.00%
Down Payment$299,700 (30.0%)
* Minimum Canadian down payment required for this price is $74,900.
Amortization Period30 Years
Estimated Monthly Payment$3,325Based on a loan of $699,300 over 30 years.
Purchase Price$999,000
Loan Amount$699,300
Provincial Land Transfer Tax:$16,455
Total Estimated Closing Taxes:$16,455

About Purchasing a Home in Whitchurch-Stouffville, ON

For a property listed at $999,000 in Whitchurch-Stouffville, the legal minimum down payment is $74,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $16,455 for this transaction. As this listing is in Whitchurch-Stouffville (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $16,455.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Stouffville, Whitchurch-Stouffville.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,208,503

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.