408 Chur Lee Road, Whitestone, ON

$849,000
MLS#:X13080826
3 beds
1 baths
1100-1500 sqft
8.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Hagerman. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $849,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 192 x 133.13 ft lot
  • 8.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Water Heater Owned
  • Efficient baseboard heating via electric

Description

WHITESTONE LAKE 4 SEASON WATERFRONT RETREAT! 192 ft PREMIUM WEST-FACING SHORELINE with BREATHTAKING SUNSETS! Stunning open lake views from the dock. This spacious 3 Bedroom Bungalow is offered TURNKEY, Including most furnishings & contents to ENJOY COTTAGE LIFE NOW! Open concept kitchen & dining area. Large but cozy living room features wood burning fireplace. Warm pine interior & Pacific Energy wood stove warms the heart. Desirable enclosed sunroom enhances your outside enjoyment & connection to nature. Premium level lot is ideal for all ages. Easy access to water's edge (just 12 steps). Relax on the Lakeside patio area & dock; Enjoy the sunset skies. Large garage is ideal for storing the toys. Detached workshop w/hydro offers extra storage room w/loft; Could also be an ideal future bunkie for extra family & guests. Handy garden shed. Year round access via private road kept open 4 seasons for only $300/year. Enjoy great swimming, Water sports, & fabulous canoe & kayak excursions for miles along secluded Whitestone River. Just moments to picturesque 'Dead Man's Drop' jumping cliffs for the adventurous. Convenient boat launch just approximately 1 km from property. Miles of Boating & Fishing Enjoyment; 65.2 km of shoreline to explore. Nearby Village of Dunchurch offers amenities; Convenience store, Restaurant, Gas, Liquor store, Nursing Station, Library, Community Center & Boat launch. Excellent highway access to Parry Sound & Hwy 400. Only 2.5 hours to the GTA! ENJOY ALL SEASONS & MAKE COTTAGE MEMORIES HERE!

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Key Features

Bedrooms
3
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date5/4/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size192 × 133.13 Feet
CountyParry Sound
Annual Tax$2,303
Legal DescriptionPT ISLAND D WHITESTONE LAKE RP PSR486 PART 12 PCL 13847 S/S TOGETHER WITH R-O-W WHITESTONE LAKE

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeBaseboard
CoolingNone

Features

Property Features

Interior Features

Primary Bedroom - Main Floor, Water Heater Owned

Security Features

Community Features

Location

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408 Chur Lee Road, Whitestone, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 408 Chur Lee Road, Whitestone, ON P0A 1G0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitestone.

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Interest Rate5.25%
Down Payment$59,900 (7.1%)
* Minimum Canadian down payment required for this price is $59,900.
Amortization Period25 Years
Estimated Monthly Payment$4,702Based on a loan of $789,100 over 25 years.
Purchase Price$849,000
Loan Amount$789,100
Provincial Land Transfer Tax:$13,455
Total Estimated Closing Taxes:$13,455

About Purchasing a Home in Whitestone, ON

For a property listed at $849,000 in Whitestone, the legal minimum down payment is $59,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $13,455 for this transaction. As this listing is in Whitestone (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $13,455.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Hagerman, Whitestone.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$672,096

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.