21 Ross Street, Whitewater Region, ON

$539,000
MLS#:X12211849
4 beds
2 baths
1500-2000 sqft
8.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow-Raised detached located in the coveted neighborhood of 582 - Cobden. Expertly crafted featuring premium brick and aluminum siding construction, this residence presents an exceptional opportunity offered at $539,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 100.95 x 160 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 8.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Bar Fridge, Built-In Oven
  • equipped with wall unit(s) central cooling and highly efficient other heating via gas

Description

Welcome to your dream home in the picturesque village of Cobden! This exquisite four-bedroom, plus office, two-bathroom custom residence is a true gem, perfectly situated on a beautiful lot in a tranquil cul-de-sac. With its charming brick exterior , covered front porch and attached double garage, this home offers both elegance and functionality.Step inside to discover a thoughtfully designed layout featuring an Eat in kitchen and separate dining room. The spacious living areas boast beautiful hardwood floors throughout, creating a warm and inviting atmosphere. The custom split entry staircase adds a touch of sophistication, making a grand statement as you enter.Retreat to the back yard with the screened-in extra large gazebo, where you can enjoy outdoor living in comfort and style, or relax on the expansive back deck that offers loads of privacy while still being conveniently located in town. This outdoor oasis is perfect for entertaining friends and family or simply unwinding after a long day.The kilowatt solar panels provide an eco-friendly energy solution with approx $5000 per year return, ensuring efficiency and cost savings. With four generous bedrooms, there is plenty of space for everyone to enjoy their own sanctuary. The two well-appointed bathrooms offer convenience and comfort for the whole family.Don't miss the opportunity to own this exceptional property that combines modern living with serene surroundings. Schedule your private tour today and experience all that this remarkable home has to offer! Separate town lot listed for sale beside if you need more space

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Property Summary

This detached home located at 21 Ross Street, Whitewater Region is currently for sale and has been available on SousaSells for 400 days. This property is listed at $539,000 with an estimated mortgage of $1,794* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 21 Ross Street, Whitewater Region is in the 582 - Cobden neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 10, 2025
Sold price information is available to members only
Listed Date6/11/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow-Raised
ConstructionBrick, Aluminum Siding
BasementFull, Finished
Lot Size100.95 × 160 Feet
CountyRenfrew
Annual Tax$3,971.72
Legal DescriptionLT 1, PL472, VILLAGE OF COBDEN, EXCEPT PT 1 49R17203 TOWNSHIP OF WHITEWAER REGION

Parking & Garage

Parking Spaces8.0
Garage Spaces6
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeOther
CoolingWall Unit(s)

Features

Property Features

Cul de Sac/Dead End

Interior Features

Auto Garage Door Remote, Bar Fridge, Built-In Oven, Countertop Range, On Demand Water Heater, Primary Bedroom - Main Floor, Solar Owned

Security Features

Community Features

Virtual Tours

Location

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21 Ross Street, Whitewater Region, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 21 Ross Street S, Whitewater Region, ON K0J 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitewater Region.

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Interest Rate4.00%
Down Payment$161,700 (30.0%)
* Minimum Canadian down payment required for this price is $28,900.
Amortization Period30 Years
Estimated Monthly Payment$1,794Based on a loan of $377,300 over 30 years.
Purchase Price$539,000
Loan Amount$377,300
Provincial Land Transfer Tax:$7,255
Total Estimated Closing Taxes:$7,255

About Purchasing a Home in Whitewater Region, ON

For a property listed at $539,000 in Whitewater Region, the legal minimum down payment is $28,900 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,255 for this transaction. As this listing is in Whitewater Region (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,255.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 582 - Cobden, Whitewater Region.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$437,286

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.