231 Finnerty Road, Whitewater Region, ON

$1,780,000
MLS#:X12439852
5 beds
3 baths
2500-3000 sqft
5.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 580 - Whitewater Region. Expertly crafted featuring premium stone and aluminum siding construction, this residence presents an exceptional opportunity offered at $1,780,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 5 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2500-3000 sqft on a premium 170 x 195.17 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 5.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Built-In Oven, Carpet Free, Countertop Range
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Just an hour from Ottawas West End, this custom-built 2021 home offers a rare chance to slow down and enjoy the lifestyle of the Ottawa Valley. Set on a quiet private road with only six residences, it combines privacy with easy access just minutes from Highway 17. Open fields stretch across the front of the property, while the back provides a beautiful waterfront outlook. The main level spans over 2,900 square feet and was thoughtfully designed by its original owner. The primary bedroom includes its own balcony, a spacious dressing room, and a spa-inspired ensuite with a double vanity wet room finished in floor-to-ceiling porcelain tile. At the heart of the home, vaulted ceilings and floor-to-ceiling windows capture uninterrupted water views. Step out to the glass-railed patio to extend your living space outdoors.The chefs kitchen is a true highlight, featuring oversized porcelain tile, a waterfall quartz island with seating, dual refrigerators, premium appliances, a built-in coffee station, and a walk-through pantry that leads to a large laundry suite.The fully finished walkout level adds even more living space with a second family room, wall-to-wall windows, and a covered patio. Three additional bedrooms, a full bathroom, and flexible space for a gym, games room, or in-law suite make this level ideal for multi-generational living or overnight guests. From sunrises over open fields to sunsets across the water, this home was designed to showcase natural beauty while offering modern comfort. An incredible opportunity to experience the best of Ottawa Valley living.

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Property Summary

This detached home located at 231 Finnerty Road, Whitewater Region is currently for sale and has been available on SousaSells for 284 days. This property is listed at $1,780,000 with an estimated mortgage of $5,925* per month. It has 5 beds, 3 bathrooms, and is 2500-3000 square feet. 231 Finnerty Road, Whitewater Region is in the 580 - Whitewater Region neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
5
Bathrooms
3
Kitchens
1
Living Area
2500-3000 sqft
Property Type
Residential Freehold

Additional Details

StatusExpired
Listed Date10/1/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionStone, Aluminum Siding
BasementFinished with Walk-Out
Lot Size170 × 195.17 Feet
CountyRenfrew
Annual Tax$6,646.77
Legal DescriptionPT LT 4, CON 2 WEST MUSKRAT LAKE, WESTMEATH, PTS 3 & 4, 49R13277; S/T & T/W R413781, T/W R413779 EXCEPT R413780 ; S/T EASE. OVER PART 6 ON PLAN 49R-14828 AS IN LT39991 TOWNSHIP OF WHITEWATER REGION

Parking & Garage

Parking Spaces5.0
Garage Spaces5
Garage TypeAttached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Lake Access, Lake Backlot, Waterfront, Wooded/Treed

Interior Features

Built-In Oven, Carpet Free, Countertop Range, ERV/HRV, Primary Bedroom - Main Floor, Propane Tank, Water Heater Owned, Water Softener, Generator - Full

Security Features

Community Features

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Location

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231 Finnerty Road, Whitewater Region, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 231 Finnerty Road, Whitewater Region, ON K0J 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitewater Region.

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Interest Rate4.00%
Down Payment$534,000 (30.0%)
* Minimum Canadian down payment required for this price is $356,000.
Amortization Period30 Years
Estimated Monthly Payment$5,925Based on a loan of $1,246,000 over 30 years.
Purchase Price$1,780,000
Loan Amount$1,246,000
Provincial Land Transfer Tax:$32,075
Total Estimated Closing Taxes:$32,075

About Purchasing a Home in Whitewater Region, ON

For a property listed at $1,780,000 in Whitewater Region, the legal minimum down payment is $356,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $32,075 for this transaction. As this listing is in Whitewater Region (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $32,075.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Whitewater Region.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$462,078

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.