345 Finchley Road, Whitewater Region, ON

$544,900
MLS#:X11979705
4 beds
2 baths
1500-2000 sqft
10.0 parking
Residential Freehold
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Property no longer active

This property was sold on November 6, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of 580 - Whitewater Region. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $544,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 298.59 x 221.47 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 10.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Water Heater Owned, Storage, Primary Bedroom - Main Floor
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

4 Bedroom 2003 built Home with a Detached Garage On TWO ACRES of Privacy! This gorgeous home boasts an elevated stone exterior, with a spacious rear deck, sunroom and above ground pool, facing the Historic Algonquin Trail at the rear! A detached insulated garage complete with a wood stove for heat is perfect for keeping your vehicle snow free, or live a little and make room for an ATV and Sled with lots of bonus space for storage or a work shop! There is a sub panel in the garage. Here in the heart of nature's playground, you are only minutes to amenities in Pembroke! It is a quick 7 minute drive to Walmart, Canadian Tire, Winners and Home Depot! You would never know it here however on this peaceful property, with barely a neighbor to be seen, and a view over the fields of the Ottawa River! Inside this welcoming raised bungalow, you will find an open concept kitchen dining and living room perfect for entertaining. The sunroom opens off of the kitchen and dining area, the perfect place to host an afternoon pool party, or lounge in the sun. There area two bedrooms upstairs and two bedrooms downstairs with a bathroom on each level. The upper level primary bedroom even has it's own private balcony! On the lower level you will find a cozy wood stove and a bar, just fantastic for having a few friends over to watch the game - even Don Cherry does in fact appear to approve! There is a large utility room in the lower level in addition to the bedrooms and bathroom. An absolutely beautiful property and certainly not one to be missed, this warm and inviting home is a rare find! From the beautiful custom tongue and grove pine interior to the feature wall in the dining room, and beautiful wood accents throughout, you will move from room to room feeling 'at home'.

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Property Summary

This detached home located at 345 Finchley Road, Whitewater Region is currently for sale and has been available on SousaSells for 514 days. This property is listed at $544,900 with an estimated mortgage of $1,814* per month. It has 4 beds, 2 bathrooms, and is 1500-2000 square feet. 345 Finchley Road, Whitewater Region is in the 580 - Whitewater Region neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
4
Bathrooms
2
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateAugust 17, 2025
Sold price information is available to members only
Listed Date2/19/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionBrick
BasementFull, Finished
Lot Size298.59 × 221.47 Feet
CountyRenfrew
Annual Tax$3,192.8
Legal DescriptionPT LT 24, CON B EAST OF MUSKRAT LAKE, WESTMEATH, PT 4, 49R1669; TOWNSHIP OF WHITEWATER REGION

Parking & Garage

Parking Total10.0
Parking Space8
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater Owned, Storage, Primary Bedroom - Main Floor

Security Features

Community Features

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Location

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345 Finchley Road, Whitewater Region, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 345 Finchley Road, Whitewater Region, ON K8A 6W2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitewater Region.

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Interest Rate4.00%
Down Payment$163,470 (30.0%)
* Minimum Canadian down payment required for this price is $29,490.
Amortization Period30 Years
Estimated Monthly Payment$1,814Based on a loan of $381,430 over 30 years.
Purchase Price$544,900
Loan Amount$381,430
Provincial Land Transfer Tax:$7,373
Total Estimated Closing Taxes:$7,373

About Purchasing a Home in Whitewater Region, ON

For a property listed at $544,900 in Whitewater Region, the legal minimum down payment is $29,490 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $7,373 for this transaction. As this listing is in Whitewater Region (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $7,373.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 580 - Whitewater Region, Whitewater Region.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$482,183

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.