87 Cobble Stone Lane, Whitewater Region, ON

$499,900
MLS#:X12670296
2 beds
1 baths
1100-1500 sqft
6.0 parking
Residential Freehold
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Property no longer active

This property was sold on January 30, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable 1 1/2 Storey detached located in the coveted neighborhood of 582 - Cobden. Expertly crafted featuring premium vinyl siding and stone construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 1 Bathroom
  • Generous living space spanning 1100-1500 sqft on a premium 71 x 100 ft lot
  • Features a unfinished, walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 6.0 total parking spaces available with a convenient detached configuration
  • Notable attributes: Primary Bedroom - Main Floor, Storage
  • equipped with central air central cooling and highly efficient forced air heating via electric

Description

Nestled on the tranquil shores of Muskrat Lake, this unique property offers an exceptional opportunity to embrace lakeside living with timeless charm and character. Full of potential, this one-of-a-kind home boasts distinctive architectural features and vintage appeal, making it a perfect canvas for those with a creative eye. The home welcomes you with front garden space and leads to a sunroom with exposed brick and storage. Step inside and you are greeted by the first main floor bedroom as well as the spacious kitchen. Continuing into the living space you'll be captivated by the wood beams and rustic finishes that evoke a sense of cozy, nostalgic retreat. A stunning spiral staircase anchors the main level, adding architectural flair while connecting to both the upper living spaces and the expansive first floor. From the open concept living/dining you'll find an elevated porch, the perfect perch for morning coffee, enjoying panoramic lake views, or unwinding with evening sunsets over the water. The main bedroom has some updates and large closet space. The large 5 piece bathroom with a combination of laundry completes the main floor. Though unfinished, the basement provides a wealth of storage space for your seasonal gear, and lake toys with walkout access to the lakeside. A detached garage adds further flexibility and functionality, ideal for hobbyists or as secure parking through the seasons. 24 hour irrevocable on all offers.

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Property Summary

This detached home located at 87 Cobble Stone Lane, Whitewater Region is currently for sale and has been available on SousaSells for 193 days. This property is listed at $499,900 with an estimated mortgage of $1,664* per month. It has 2 beds, 1 bathroom, and is 1100-1500 square feet. 87 Cobble Stone Lane, Whitewater Region is in the 582 - Cobden neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
2
Bathrooms
1
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJanuary 28, 2026
Sold price information is available to members only
Listed Date1/6/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style1 1/2 Storey
ConstructionVinyl Siding, Stone
BasementUnfinished, Walk-Out
Lot Size71 × 100 Feet
CountyRenfrew
Annual Tax$3,557.53
Legal DescriptionPT LT 1, CON 1 WEST OF MUSKRAT LAKE, ROSS, AS IN R87519 ; ROSS TOGETHER WITH A RIGHT OF WAY OVER PARTS 3 AND 7 PLAN 49R14946 AS IN LT 48121.

Parking & Garage

Parking Total6.0
Parking Space4
Garage TypeDetached

Heating & Cooling

Heat SourceElectric
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Lake Access

Interior Features

Primary Bedroom - Main Floor, Storage

Security Features

Community Features

Location

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87 Cobble Stone Lane, Whitewater Region, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 87 Cobble Stone Lane, Whitewater Region, ON K0J 1K0

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Whitewater Region.

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Interest Rate4.00%
Down Payment$149,970 (30.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period30 Years
Estimated Monthly Payment$1,664Based on a loan of $349,930 over 30 years.
Purchase Price$499,900
Loan Amount$349,930
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Whitewater Region, ON

For a property listed at $499,900 in Whitewater Region, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Whitewater Region (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for 582 - Cobden, Whitewater Region.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$437,286

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.