104 Catherine Street, Wilmot, ON

$899,900
MLS#:X12201359
3 beds
3 baths
2000-2500 sqft
4.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Wilmot. Expertly crafted featuring premium vinyl siding and brick construction, this residence presents an exceptional opportunity offered at $899,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 3 Bathrooms
  • Generous living space spanning 2000-2500 sqft on a premium 38.72 x 110.11 ft lot
  • Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Air Exchanger, Auto Garage Door Remote, Rough-In Bath
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Open House Sat June 21st 2-4PM Welcome to 104 Catherine Street where you and your family can enjoy small town living at it's finest. This 2,200+ square foot home offers plenty of room to grow into. The open concept main floor is carpet free and offers 9' ceilings throughout with an eat in kitchen that has ample cabinets, a walk in pantry and a breakfast bar open to the formal dinning room. From the dinning room there is a walkout to a deck overlooking the fenced yard with patio and large shed. Also on the main floor is a large living room with gas fireplace that is perfect for entertaining your guests. Upstairs is a family's delight with a large family room, 2 good sized bedrooms with a 4 pc main bath and a large primary suite with walk in closet and 4pc ensuite - also on the second floor is a convenient laundry room. The basement is unspoiled and offers up additional living space in the future. Around the corner is the newly built Mike Schout Wetlands featuring a unique boardwalk over water features with nature views. Situated close to all amenities including shopping, downtown, schools and transit - this one won't last long!

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Property Summary

This detached home located at 104 Catherine Street, Wilmot is currently for sale and has been available on SousaSells for 406 days. This property is listed at $899,900 with an estimated mortgage of $2,995* per month. It has 3 beds, 3 bathrooms, and is 2000-2500 square feet. 104 Catherine Street, Wilmot

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
3
Kitchens
1
Living Area
2000-2500 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateJuly 17, 2025
Sold price information is available to members only
Listed Date6/5/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionVinyl Siding, Brick
BasementFull, Unfinished
Lot Size38.72 × 110.11 Feet
CountyWaterloo
Annual Tax$5,115
Legal DescriptionLOT 69, PLAN 58M495 TOWNSHIP OF WILMOT

Parking & Garage

Parking Spaces4.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Fenced Yard, Greenbelt/Conservation, Lake/Pond, Park, Public Transit, Rec./Commun.Centre

Interior Features

Air Exchanger, Auto Garage Door Remote, Rough-In Bath, Sump Pump, Water Heater

Security Features

Community Features

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Location

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104 Catherine Street, Wilmot, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 104 Catherine Street, Wilmot, ON N3A 0B3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Wilmot.

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Interest Rate4.00%
Down Payment$269,970 (30.0%)
* Minimum Canadian down payment required for this price is $64,990.
Amortization Period30 Years
Estimated Monthly Payment$2,995Based on a loan of $629,930 over 30 years.
Purchase Price$899,900
Loan Amount$629,930
Provincial Land Transfer Tax:$14,473
Total Estimated Closing Taxes:$14,473

About Purchasing a Home in Wilmot, ON

For a property listed at $899,900 in Wilmot, the legal minimum down payment is $64,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,473 for this transaction. As this listing is in Wilmot (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,473.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Wilmot.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,146,376

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

No elementary schools data loaded.

Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.