131 Waterloo Street, Wilmot, ON
Property no longer active
This property was sold on April 26, 2025. This listing is for reference purposes only. to view the sold price.
Property Highlights
Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Wilmot. Expertly crafted featuring premium brick construction, this residence presents an exceptional opportunity offered at $615,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.
- 3 Bedrooms and 2 Bathrooms
- Generous living space spanning 1100-1500 sqft on a premium 53 x 137 ft lot
- Features a full, unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
- 3.0 total parking spaces available
- Notable attributes: Carpet Free, Sump Pump
- equipped with central air central cooling and highly efficient forced air heating via gas
Description
A bright, beautiful, double brick century home with river views, updated mechanically and cosmetically. 131 Waterloo Street is ready for new owners and accepting offers anytime. The house and its large deck (GRCA permitted) sit roughly 80-100 feet back (and UP) from the Nith River, providing tranquil water views, stunning sunsets and a look over the quaint downtown of historic New Hamburg. Large 53 x 137 foot lot (owned all the way down to the water) provides ample parking (seller says he has fit 5 vehicles.) Charm and character throughout the living spaces featuring everything you'd want from a house this vintage: high ceilings; large principal rooms; high baseboard; front transom window; thick brick walls and a solid stone foundation. Cosmetically updated with a great flow throughout for entertaining. Bathed in natural light. 3 great sized bedrooms and 1.5 baths. Updates: vinyl windows; furnace, AC (2015); roof (2022). Come and fall in love with the most affordable detached home in New Hamburg. I hope I look this good when I'm 135 years old.
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Property Summary
This detached home located at 131 Waterloo Street, Wilmot is currently for sale and has been available on SousaSells for 484 days. This property is listed at $615,000 with an estimated mortgage of $2,047* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 131 Waterloo Street, Wilmot
* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.Key Features
Additional Details
Property Details
Parking & Garage
Heating & Cooling
Features
Property Features
River/Stream, Ravine, Waterfront
Interior Features
Carpet Free, Sump Pump
Security Features
Community Features
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Location
Property History
No historical data available for this property.
This could be the first listing for this address.
Pricing & Value Insights
Data-driven valuation for 131 Waterloo Street, Wilmot, ON N3A 1S3
Based on 0 recent similar sales in the pocket.
Properties in this area are selling at a steady pace.
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About Purchasing a Home in Wilmot, ON
For a property listed at $615,000 in Wilmot, the legal minimum down payment is $36,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.
Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $8,775 for this transaction. As this listing is in Wilmot (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $8,775.
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Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.