408 Joseph Street, Wilmot, ON

$669,900
MLS#:X12748600
3 beds
2 baths
700-1100 sqft
3.0 parking
Residential Freehold
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Property no longer active

This property was sold on February 13, 2026. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Backsplit 4 semi-detached located in the coveted neighborhood of Wilmot. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $669,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 700-1100 sqft on a premium 29.53 x 166 ft lot
  • Features a unfinished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Auto Garage Door Remote, Carpet Free, Sump Pump
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 408 Joseph Street, a beautifully updated semi-detached 4 level backsplit located in family-friendly New Hamburg. Offering over 1,500 sq ft of finished living space, this home features 3 bedrooms, 2 full bathrooms, a functional multi-level layout, and a fully finished lower level. The main level showcases a stunning designer kitchen with sleek flat-panel white cabinetry, quartz countertops, a large centre island with seating, stainless steel appliances, gas range, modern hood fan, open shelving, and a skylight that fills the space with natural light. The open-concept living and dining areas are finished with wide-plank flooring, recessed lighting, and a cozy fireplace, creating a warm and contemporary atmosphere ideal for everyday living and entertaining. The primary bedroom offers updated flooring, modern lighting, and generous closet space, while two additional generously sized bedrooms provide excellent flexibility for children, guests, or a home office. The main bathroom has been tastefully renovated with a floating double vanity, dual mirrors, upgraded fixtures, and a tub/shower with sliding glass doors. The lower level features a spacious living area with gas fireplace, recessed lighting, and large above-grade windows, along with an second full bathroom, making it ideal for hosting guests. Outside, enjoy a private, fully fenced backyard with no rear neighbours, deck and patio areas, and a garden shed. The exterior offers brick and vinyl siding, an attached garage, and a wide concrete driveway with ample space for 2 vehicles . Close to parks, schools, shopping, and quick highway access. An excellent opportunity for first-time buyers, families, or downsizers.

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Property Summary

This detached home located at 408 Joseph Street, Wilmot is currently for sale and has been available on SousaSells for 166 days. This property is listed at $669,900 with an estimated mortgage of $2,230* per month. It has 3 beds, 2 bathrooms, and is 700-1100 square feet. 408 Joseph Street, Wilmot

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateFebruary 13, 2026
Sold price information is available to members only
Listed Date2/2/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeSemi-Detached
Architectural StyleBacksplit 4
ConstructionBrick, Vinyl Siding
BasementUnfinished
Lot Size29.53 × 166 Feet
CountyWaterloo
Annual Tax$3,284
Legal DescriptionPT LT 10 PL 1769 WILMOT PT 1, 58R9105 TOWNSHIP OF WILMOT

Parking & Garage

Parking Total3.0
Parking Space2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Auto Garage Door Remote, Carpet Free, Sump Pump, Water Heater, Water Purifier, Water Softener, Water Treatment

Security Features

Community Features

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Location

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408 Joseph Street, Wilmot, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 408 Joseph Street, Wilmot, ON N3A 1G3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Wilmot.

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Interest Rate4.00%
Down Payment$200,970 (30.0%)
* Minimum Canadian down payment required for this price is $41,990.
Amortization Period30 Years
Estimated Monthly Payment$2,230Based on a loan of $468,930 over 30 years.
Purchase Price$669,900
Loan Amount$468,930
Provincial Land Transfer Tax:$9,873
Total Estimated Closing Taxes:$9,873

About Purchasing a Home in Wilmot, ON

For a property listed at $669,900 in Wilmot, the legal minimum down payment is $41,990 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,873 for this transaction. As this listing is in Wilmot (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,873.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Wilmot.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,148,970

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.