398 Gilbert Bay Lane, Wollaston, ON

$895,000
MLS#:X13875842
3 beds
2 baths
1100-1500 sqft
10.0 parking
Residential Freehold
Residential Freehold for sale - 3 Bed, 2 Bath Home at 398 Gilbert Bay Lane Wollaston ON listed at $895,000 (MLS# X13875842) - Main View
For Sale
Added:Oct 8, 2026(2 days ago)
Updated:Oct 8, 2026(2 days ago)
Last Checked:17 minutes ago

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Wollaston. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $895,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 3 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 100 x 184 ft lot
  • Ample parking with 1.0 garage spaces (10.0 total parking spaces) with a convenient detached configuration
  • Notable attributes: Carpet Free, Central Vacuum, On Demand Water Heater
  • equipped with central air central cooling and highly efficient forced air heating via propane

Description

Some cottages make you wait for the view. This one doesn't.Walk through the door and Wollaston Lake is right there in front of you. Thoughtfully updated and fully winterized, this 3-bedroom, 2-bath cottage has been set up to be comfortable, practical and easy to enjoy in every season.The main living space is open and bright, with the kitchen, dining and living areas all oriented toward the lake and opening onto a large waterfront deck. In summer, you have 100 feet of private shoreline with deep, clear water for swimming and boating. When the weather turns cooler, the wood stove makes the family room the place you'll want to be.There's plenty of useful space beyond the cottage too. A dry boathouse keeps the waterfront gear out of the way, while the garage/workshop and large loft above give you room for projects, a games room, gym, studio or whatever else you need cottage space for.The primary bedroom has its own ensuite with a generous walk-in shower, and a Generac automatic backup generator takes some of the worry out of winter weather and power outages.But the setting is what ties it all together: big Wollaston Lake views, deep water off the shoreline and a cottage that's already set up to enjoy year-round.Come for the view. Stay because everything else works.

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Property Summary

This detached home located at 398 Gilbert Bay Lane, Wollaston is currently for sale and has been available for 2 days. This property is listed at $895,000 with an estimated mortgage of $2,979* per month. It has 3 beds, 2 bathrooms, and is 1100-1500 square feet. 398 Gilbert Bay Lane, Wollaston is in the Wollaston neighborhood.

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* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 3 bedrooms and 2 bathrooms, this home offers ample space and comfort for growing families in Wollaston, Wollaston.

Highly Recommended for Families
What We Love About This Home
  • •3 spacious bedroom layout offering versatile living space
  • •2 well-appointed bathrooms
  • •1100-1500 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Families, couples, or downsizers looking for a well-proportioned home in Wollaston.

Target Buyer Match

Key Features

Bedrooms
3
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Price$895,000
AddedOct 8, 2026 (2 days ago)
UpdatedOct 8, 2026 (2 days ago)
Last Checked17 minutes ago
Transaction TypeFor Sale
List Office NameRoyal LePage Real Estate Associates

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementNone
Lot Size100 × 184 Feet
CountyHastings
Annual Tax$4,440
Rental ItemsNA
Legal DescriptionPT LT 19 CON 5 WOLLASTON PT 2 21R19961 T/W QR596923 EXCEPT PT 2 & 3 21R3507; WOLLASTON ; COUNTY OF HASTINGS

Parking & Garage

Parking Total10.0
Parking Space9
Garage Parking1.0
Garage TypeDetached

Heating & Cooling

Heat SourcePropane
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

  • Campground
  • Clear View
  • Lake Access
  • Lake/Pond
  • Sloping
  • Waterfront

Interior Features

  • Carpet Free
  • Central Vacuum
  • On Demand Water Heater
  • Generator - Full
  • Water Treatment
  • Water Softener

Security Features

  • Alarm System
  • Carbon Monoxide Detectors
  • Smoke Detector

Community Features

None listed

Property History

No historical data available for this property.

This could be the first listing for this address.

Wollaston Home Buyer Advisory & Market HubActive MLS® Listing in Wollaston, Ontario

Looking to Buy a Home in Wollaston?

If you are looking for a house in Wollaston or researching Wollaston real estate for sale, this 3-bedroom detached at 398 Gilbert Bay Lane, Wollaston, ON offers an exceptional opportunity to buy a home in Wollaston, Ontario. Whether you are a first-time Wollaston home buyer or comparing active Wollaston MLS® homes for sale, working with a dedicated Wollaston buyer agent ensures you receive priority showing access, unrepresented buyer protection, and aggressive price negotiation.

Wollaston Homes for Sale & MLS® Listings

Browse all verified Wollaston real estate listings, compare active Wollaston houses for sale, and view brand new MLS® inventory before it hits the open market.

Dedicated Wollaston Buyer Agent

Under Ontario REBBA/TRESA regulations, the listing brokerage is legally bound to the seller's financial interests. Work with an experienced Wollaston realtor & real estate broker who represents you 100%—at zero cost to you as a buyer.

Wollaston Buyer Budget & Costs

Estimated mortgage: $2,979*/month*. Estimated Ontario Land Transfer Tax: $14,375. First-time Wollaston home buyers may qualify for up to $8,475 in rebates.

Frequently Asked Questions: Buying a Home in Wollaston

Frequently Asked Questions about 398 Gilbert Bay Lane, Wollaston, ON

Q.What is the asking price for 398 Gilbert Bay Lane, Wollaston, ON ?

The current listing price for 398 Gilbert Bay Lane, Wollaston, ON in Wollaston, Wollaston is $895,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 3 bedrooms and 2 bathrooms across approximately 1100-1500 sqft.

Q.What property type and architectural style is 398 Gilbert Bay Lane, Wollaston, ON ?

398 Gilbert Bay Lane, Wollaston, ON is a Detached (Bungalow) featuring a None basement.

Q.What key property features does 398 Gilbert Bay Lane, Wollaston, ON offer?

Key property features include: Campground, Clear View, Lake Access, Lake/Pond, Sloping, Waterfront.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Central Vacuum, On Demand Water Heater, Generator - Full, Water Treatment, Water Softener.

Q.What security features are installed at 398 Gilbert Bay Lane, Wollaston, ON ?

Security features include: Alarm System, Carbon Monoxide Detectors, Smoke Detector.

Q.Is parking available at this property?

Yes, this property offers parking space for 10.0 vehicles (Detached).

Q.What heating and cooling systems are installed?

Heating is provided via Propane and cooling via Central Air.

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Location

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398 Gilbert Bay Lane, Wollaston, ON

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Neighborhood Safety Index

Neighborhood Safety & Crime Analytics

Wollaston, Wollaston

SAFETY RATING9.4 / 10
Low Incident Area
Total Annual Incidents35 incidents / yr
Average Per Month2.9 incidents / mo
Population BenchmarkArea Average residents
Personal Safety
Very Low

8 assaults (30.0/100k)

Property Security
Very Low

8 B&E (30.0/100k)

Auto Theft Risk
Low Risk

10 thefts (35.0/100k)

1-Year Trend
â–¼ 6%

Improving vs previous year

How Per-Capita Rate (Per 100,000 Residents) Is Calculated:

Formula: (Annual Occurrences / Population) × 100,000. This standard policing calculation normalizes incident frequencies across different population sizes, allowing accurate safety comparisons between quiet residential pockets and dense urban centres.

Source: Official Police Services ArcGIS Open Data
Halton & GTA Police Network

Disclaimer: Crime and safety analytics are compiled from official municipal and regional police open data records for general consumer informational and demographic research purposes only. Data is deemed reliable but is not guaranteed and does not constitute a legal representation or guarantee of future safety.

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Pricing & Value Insights

Data-driven valuation for 398 Gilbert Bay Lane, Wollaston, ON K0L 1P0

Estimated Sales Range
$850,000 - $877,000

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Wollaston.

Configure Loan Settings

Interest Rate4.00%
Down Payment$268,500 (30.0%)
* Minimum Canadian down payment required for this price is $64,500.
Amortization Period30 Years
Estimated Monthly Payment$2,979Based on a loan of $626,500 over 30 years.
Purchase Price$895,000
Loan Amount$626,500
Provincial Land Transfer Tax:$14,375
Total Estimated Closing Taxes:$14,375

About Purchasing a Home in Wollaston, ON

For a property listed at $895,000 in Wollaston, the legal minimum down payment is $64,500 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $14,375 for this transaction. As this listing is in Wollaston (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $14,375.

Similar Listings in Wollaston, Wollaston

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Wollaston, Wollaston Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Wollaston, Wollaston.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$463,922

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Wollaston, Wollaston

Elementary Schools

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Secondary Schools

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Wollaston, Wollaston Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.

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