189 Cardigan Street, Woodstock, ON

$385,000
MLS#:X12423987
4 beds
1 baths
700-1100 sqft
4.0 parking
Residential Freehold
189 Cardigan Street, Woodstock, ON N4S 1Z3
⚠️

Property no longer active

This property was sold on October 28, 2025. This listing is for reference purposes only. to view the sold price.

Property Highlights

Welcome to this remarkable Bungalow detached located in the coveted neighborhood of Woodstock - South. Expertly crafted featuring premium vinyl siding construction, this residence presents an exceptional opportunity offered at $385,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 1 Bathroom
  • Generous living space spanning 700-1100 sqft on a premium 54.8 x 137.78 ft lot
  • Features a partially finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 4.0 total parking spaces available
  • Notable attributes: Carpet Free, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 189 Cardigan Street, Woodstock a bungalow offering plenty of potential and opportunity for the right buyer. Situated on a generous lot with a deep backyard, this property is an excellent option for first-time buyers looking to enter the market, or investors seeking to add to their portfolio. The main level features a practical layout with two bedrooms, a full bathroom, a good-sized living room, and a spacious kitchen that provides plenty of natural light and functionality. On the lower level, youll find two additional bedrooms, offering flexibility for family, guests, or a home office. With parking for up to four vehicles, this home provides convenience for households with multiple drivers or visitors. The lot itself is irregular in shape, with the following dimensions: 50.00 ft x 132.86 ft x 54.93 ft x 44.38 ft x 4.82 ft x 88.88 ft, giving you room to enjoy gardening, entertaining, or simply relaxing in your private outdoor space. Location is a key highlightthis property is close to parks, schools, and shopping, making day-to-day living easy and accessible. For commuters, quick and convenient access to Highway 401 adds even more value, allowing you to reach surrounding areas with ease. While this home is in need of some tender loving care, it presents an incredible opportunity to bring your vision to life. Whether you are looking to create your own personal retreat or renovate for investment purposes, 189 Cardigan Street offers the space, location, and potential to make it happen.

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Property Summary

This detached home located at 189 Cardigan Street, Woodstock is currently for sale and has been available on SousaSells for 316 days. This property is listed at $385,000 with an estimated mortgage of $1,282* per month. It has 4 beds, 1 bathroom, and is 700-1100 square feet. 189 Cardigan Street, Woodstock is in the Woodstock - South neighborhood.

* Estimated mortgage assumes a 30% down payment, 4.00% interest rate, and 30-year amortization.
Is this a Good Home for Families?

Yes! Featuring 4 bedrooms and 1 bathroom, this home offers ample space and comfort for growing families in Woodstock - South, Woodstock.

Highly Recommended for Families
What We Love About This Home
  • 4 spacious bedroom layout offering versatile living space
  • 1 well-appointed bathroom
  • 700-1100 sqft of generous functional square footage
Standout Features & Layout
Who Should Buy This Home?

Growing families needing multi-bedroom flexibility and space in Woodstock - South, Woodstock.

Target Buyer Match

Key Features

Bedrooms
4
Bathrooms
1
Kitchens
1
Living Area
700-1100 sqft
Property Type
Residential Freehold

Additional Details

StatusSold
Sold DateOctober 28, 2025
Sold price information is available to members only
Listed Date9/24/2025
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural StyleBungalow
ConstructionVinyl Siding
BasementPartially Finished
Lot Size54.8 × 137.78 Feet
CountyOxford
Annual Tax$2,859
Legal DescriptionPT LT 7 PL 260 AS IN 433641 EXCEPT PT 2, 41R7432; WOODSTOCK

Parking & Garage

Parking Total4.0
Parking Space4
Garage TypeNone

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

None listed

Interior Features

  • Carpet Free
  • Water Softener

Security Features

None listed

Community Features

None listed

Frequently Asked Questions about 189 Cardigan Street, Woodstock, ON

Q.What is the asking price for 189 Cardigan Street, Woodstock, ON ?

The current listing price for 189 Cardigan Street, Woodstock, ON in Woodstock - South, Woodstock is $385,000.

Q.How many bedrooms and bathrooms does this property have?

This property features 4 bedrooms and 1 bathroom across approximately 700-1100 sqft.

Q.What property type and architectural style is 189 Cardigan Street, Woodstock, ON ?

189 Cardigan Street, Woodstock, ON is a Detached (Bungalow) featuring a Partially Finished basement.

Q.What interior features are included in this home?

Interior highlights include: Carpet Free, Water Softener.

Q.Is parking available at this property?

Yes, this property offers parking space for 4.0 vehicles (None).

Q.What heating and cooling systems are installed?

Heating is provided via Gas and cooling via Central Air.

Location

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189 Cardigan Street, Woodstock, ON

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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 189 Cardigan Street, Woodstock, ON N4S 1Z3

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Woodstock.

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Interest Rate4.00%
Down Payment$115,500 (30.0%)
* Minimum Canadian down payment required for this price is $19,250.
Amortization Period30 Years
Estimated Monthly Payment$1,282Based on a loan of $269,500 over 30 years.
Purchase Price$385,000
Loan Amount$269,500
Provincial Land Transfer Tax:$4,250
Total Estimated Closing Taxes:$4,250

About Purchasing a Home in Woodstock, ON

For a property listed at $385,000 in Woodstock, the legal minimum down payment is $19,250 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $4,250 for this transaction. As this listing is in Woodstock (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $4,250.

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Woodstock - South, Woodstock Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Woodstock - South, Woodstock.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,288,518

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Best Schools in Woodstock - South, Woodstock

Elementary Schools

Oliver Stephens
Public164 Fyfe Avenue, Woodstock, Ontario, N4S 3S6
6.2
Eastdale
Public65 Aileen Drive, Woodstock, Ontario, N4S 4A2
2.8
Southside
Public360 Albert Street, Woodstock, Ontario, N4S 2L4
5.3
St Patrick's
Public344 Parkinson Road, Woodstock, Ontario, N4S 2N6
6.0
Central
Public410 Hunter Street, Woodstock, Ontario, N4S 4G4
3.4

Secondary Schools

College Avenue
Public700 College Avenue, Woodstock, Ontario, N4S 2C8
3.7
St. Mary’s
Catholic431 Juliana Drive, Woodstock, Ontario, N4V 1E8
5.2
Woodstock
Public35 Riddell Street, Woodstock, Ontario, N4S 6L9
5.8
Huron Park
Public900 Cromwell Street, Woodstock, Ontario, N4S 5B5
4.8

Woodstock - South, Woodstock Demographic Home information

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.