524 Ontario Street, Woodstock, ON

$640,000
MLS#:X13500978
4 beds
3 baths
1500-2000 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey detached located in the coveted neighborhood of Woodstock - South. Expertly crafted featuring premium brick and vinyl siding construction, this residence presents an exceptional opportunity offered at $640,000 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 4 Bedrooms and 3 Bathrooms
  • Generous living space spanning 1500-2000 sqft on a premium 32.81 x 98.43 ft lot
  • Features a finished with walk-out basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: Water Heater, Water Softener
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Welcome to 524 Ontario Street, Woodstock! This well maintained 3+1 bedroom, 3 bathroom two storey home offers 1,519 sq. ft. above grade, plus a finished walkout basement, providing plenty of space for families and those looking for flexible living areas. The bright, open main floor features a spacious maple kitchen with peninsula, a dining area with patio doors leading to a large deck overlooking the fully fenced backyard, and a comfortable living room filled with natural light. Upstairs you'll find 3 generous bedrooms, including a primary suite with a walk in closet and private ensuite. The finished walkout basement offers even more living space with a large family room, 4th bedroom or home office, and walkout access to the backyard. An oversized attached garage provides plenty of room for parking, storage, tools, and outdoor gear. The roof was replaced in 2020. Located in a desirable neighbourhood close to parks, schools, shopping, restaurants, and everyday amenities, with convenient access to Highways 401 and 403, this home offers the perfect combination of space, comfort, and location. Come see everything 524 Ontario Street has to offer. Book your private showing today!

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Key Features

Bedrooms
4
Bathrooms
3
Kitchens
1
Living Area
1500-2000 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date6/29/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeDetached
Architectural Style2-Storey
ConstructionBrick, Vinyl Siding
BasementFinished with Walk-Out
Lot Size32.81 × 98.43 Feet
CountyOxford
Annual Tax$4,552
Legal DescriptionLOT 31, PLAN 41M185, WOODSTOCK

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Interior Features

Water Heater, Water Softener

Security Features

Community Features

Location

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524 Ontario Street, Woodstock, ON
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Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 524 Ontario Street, Woodstock, ON N4V 1H2

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Woodstock.

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Interest Rate5.25%
Down Payment$39,000 (6.1%)
* Minimum Canadian down payment required for this price is $39,000.
Amortization Period25 Years
Estimated Monthly Payment$3,581Based on a loan of $601,000 over 25 years.
Purchase Price$640,000
Loan Amount$601,000
Provincial Land Transfer Tax:$9,275
Total Estimated Closing Taxes:$9,275

About Purchasing a Home in Woodstock, ON

For a property listed at $640,000 in Woodstock, the legal minimum down payment is $39,000 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $9,275 for this transaction. As this listing is in Woodstock (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $9,275.

Nearby Listings

Distance:

No current listings found in Woodstock.

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Woodstock.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$732,224

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

Northdale
Public290 Victoria Street North, Woodstock, Ontario, N4S 6W5
2.2
Central
Public410 Hunter Street, Woodstock, Ontario, N4S 4G4
3.4
Springbank
Public1060 Sprucedale Road, Woodstock, Ontario, N4S 4Z9
5.6
Holy Family
Public177 Oxford Street, Woodstock, Ontario, N4S 6A8
4.4
St Michael's
Public1085 Devonshire Avenue, Woodstock, Ontario, N4S 5S1
4.3

Secondary Schools

Huron Park
Public900 Cromwell Street, Woodstock, Ontario, N4S 5B5
4.8
Woodstock
Public35 Riddell Street, Woodstock, Ontario, N4S 6L9
5.8
College Avenue
Public700 College Avenue, Woodstock, Ontario, N4S 2C8
3.7
St. Mary’s
Catholic431 Juliana Drive, Woodstock, Ontario, N4V 1E8
5.2
Notre-Dame
Public700 Bristol Street, Woodstock, Ontario, N4T 0E4
4.9

Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.