13 Centre Street, Woolwich, ON

$499,900
MLS#:X13526170
2 beds
2 baths
1100-1500 sqft
3.0 parking
Residential Freehold
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Property Highlights

Welcome to this remarkable 2-Storey att/row/townhouse located in the coveted neighborhood of Woolwich. Expertly crafted featuring premium brick veneer and metal/steel siding construction, this residence presents an exceptional opportunity offered at $499,900 to acquire a beautiful home in a highly sought-after setting. Designed for both comfortable daily living and elegant entertaining, the layout maximizes natural light, functional flow, and lifestyle utility.

  • 2 Bedrooms and 2 Bathrooms
  • Generous living space spanning 1100-1500 sqft on a premium 21.7 x 129.17 ft lot
  • Features a full, finished basement, adding superb versatility for recreation, a home gym, or extra storage
  • 3.0 total parking spaces available with a convenient attached configuration
  • Notable attributes: None
  • equipped with central air central cooling and highly efficient forced air heating via gas

Description

Some homes are easy to understand the moment you arrive. 13 Centre Street feels like that kind of home. Tucked into a mature pocket of Elmira, just a block from Bolender Park and a short walk to the downtown core, this freehold townhome offers the comfort, location, and small-town lifestyle that makes it such an easy place to love. It starts with the everyday things that matter. Pull into your garage, step inside through the spacious foyer, and settle into a main floor that feels practical, bright, and welcoming. The kitchen offers good storage, an island, and a comfortable connection to the living and dining areas, making the home feel easy to live in from day one. The backyard adds another layer of appeal. Fully fenced and private, with a deck, firepit area, and shed, it gives you a place to enjoy summer evenings, host a casual get-together, or simply unwind at the end of the day. Upstairs, the massive primary bedroom is a standout feature, offering a double closet and an impressive amount of space to truly unwind. The second bedroom also offers generous closet space, making the upper level feel practical, comfortable, and well suited for everyday living. A nicely updated full bathroom completes the package. Downstairs, the finished rec room adds the bonus space everyone wants, whether that means movie nights, a play area, home office, gym, or a little separation when life gets busy. Elmira has a way of slowing life down without cutting you off. Local shops, parks, trails, schools, the Woolwich Memorial Centre, Kissing Bridge Trailway, St. Jacobs, the Farmers' Market, and Waterloo are all just moments away. With its garage, finished basement, private yard, and walkable Elmira setting, this is a home that offers more than a place to start. It offers a place to settle in.

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Key Features

Bedrooms
2
Bathrooms
2
Kitchens
1
Living Area
1100-1500 sqft
Property Type
Residential Freehold

Additional Details

StatusActive
Listed Date7/3/2026
Transaction TypeFor Sale

Property Details

Property Sub-TypeAtt/Row/Townhouse
Architectural Style2-Storey
ConstructionBrick Veneer, Metal/Steel Siding
BasementFull, Finished
Lot Size21.7 × 129.17 Feet
CountyWaterloo
Annual Tax$2,844
Legal DescriptionPLAN 567 PT LOT 122 PT LOT 123 RP 58R1116 PART 2

Parking & Garage

Parking Spaces3.0
Garage Spaces2
Garage TypeAttached

Heating & Cooling

Heat SourceGas
Heat TypeForced Air
CoolingCentral Air

Features

Property Features

Cul de Sac/Dead End, Hospital, Library, Place Of Worship, Public Transit, School

Interior Features

None

Security Features

Community Features

Location

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13 Centre Street, Woolwich, ON

Property History

No historical data available for this property.

This could be the first listing for this address.

Pricing & Value Insights

Data-driven valuation for 13 Centre Street 3, Woolwich, ON N3B 2T8

Estimated Sales Range
$1.2M - $1.4M

Based on 0 recent similar sales in the pocket.

Market Speed
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Properties in this area are selling at a steady pace.

Market Trend
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Mortgage & Affordability Audit

Calculate your monthly payment, minimum downpayment, and land transfer taxes for this home in Woolwich.

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Interest Rate5.25%
Down Payment$24,995 (5.0%)
* Minimum Canadian down payment required for this price is $24,995.
Amortization Period25 Years
Estimated Monthly Payment$2,830Based on a loan of $474,905 over 25 years.
Purchase Price$499,900
Loan Amount$474,905
Provincial Land Transfer Tax:$6,473
Total Estimated Closing Taxes:$6,473

About Purchasing a Home in Woolwich, ON

For a property listed at $499,900 in Woolwich, the legal minimum down payment is $24,995 under current Canadian banking regulations. This calculation applies a 5% requirement on the first $500,000, 10% on the next $499,999, and a flat 20% on any amount exceeding $1,000,000.

Additionally, buyers in Ontario must budget for the Provincial Land Transfer Tax, which is estimated at $6,473 for this transaction. As this listing is in Woolwich (outside the City of Toronto), no additional municipal land transfer tax is levied, resulting in total estimated land transfer taxes of $6,473.

Nearby Listings

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City & Neighborhood Guide

Comprehensive city-wide demographics, local real estate stats, and school rankings for Woolwich.

Verified Local Data
City Population6,202,225
City Median Age39.6 Yrs
City Ownership65% Owners
Avg Area List Price$1,243,115

People & Families

Age Distribution

Household Composition

One-person households
25%
Families with children
50%
Couples without children
24%
Other households
0%

Top Ethnic Origins

Chinese11%
English9%
Indian9%
Irish8%

Local Schools Guide

Elementary Schools

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Secondary Schools

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Homes & Housing

Structural Home Types

Tenure (Ownership vs Rental)

Owner-Occupied65%
Rented35%

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Notice: Market Insights are generated by analyzing real-time data and should be used for informational purposes only. Consult with a licensed professional for exact valuations.

Disclaimer: AI Insights are generated by an automated system and should be used for informational purposes only. While we strive for accuracy using current market data and deep-learning models, these assessments do not constitute professional real estate, legal, or financial advice. All property values, predictions, and scores are estimates. We strongly recommend verifying all property details and conducting independent due diligence with a licensed professional before making any purchase decisions.