How long does it take to close after selling?
Sell Your Home — Close in 7, 30 or 60 Days? The Real Timeline Revealed
If you just sold your house, how long until the keys are in your hand? Short answer: it depends. In Moving & Transition planning, the typical close after selling runs between 7 days and 90 days — most commonly 30–60 days. Here’s a clear, no-fluff breakdown so you can plan your move, money and next steps.
Typical closing timelines
- Cash buyer: 7–14 days. No mortgage means fast funding and quick title transfer.
- Standard sale with mortgage: 30–60 days. Lenders, title searches and lawyer scheduling add time.
- Chain or conditional sales: 45–90+ days. Every linked sale adds delay.
These ranges cover most Moving & Transition scenarios. Expect the shorter end if documents and financing are prepped. Expect the longer end with multiple buyers, complex property issues, or municipal hold-ups.
What happens between accepted offer and closing
- Conditions period (if any): inspection, financing, appraisal — typically 5–14 days.
- Lawyer/notary work: title search, municipal tax clearances and registration scheduling — 7–21 days.
- Mortgage lender: final approval and funding — 5–21 days depending on backlog.
- Closing day prep: adjustments, keys, final walk-through — 1–3 days.
Now add in variables: seller rent-backs, delayed documents, or buyer financing hiccups and timelines stretch.
Top factors that speed or slow your closing
- Buyer type: cash moves fastest. Bank mortgage adds time.
- Paperwork readiness: missing documents = delays.
- Local regulations and municipal searches: some cities add weeks.
- Chain complexity: the more linked sales, the higher the risk of delay.
- Experienced team: realtor + lawyer who move proactively cut days off your timeline.
How to shave days off your closing — practical checklist
- Order a pre-listing inspection to avoid surprises.
- Collect title docs, utility bills and condo/HOA records early.
- Ask buyers for mortgage pre-approval letters.
- Pick a closing date and confirm with the lawyer early.
- Consider a cash or bridge financing option if speed is priority.
These are practical Moving & Transition steps you can do now to control timing.
Final word — plan like a pro
Closing after selling is not a mystery. Most sellers can expect 30–60 days when dealing with standard mortgages. If speed matters, structure the deal around cash buyers or pre-approved financing and use a proven team. That’s where an experienced local specialist matters.
For fast, realistic timelines and a clear move plan in Toronto and surrounding areas, contact Tony Sousa — local moving & transition expert. Email: tony@sousasells.ca • Phone: 416-477-2620 • https://www.sousasells.ca
Need a personalized closing timeline for your sale? Reach out and get a precise plan today.
