How can I find out what my home is worth?
Find Out EXACT Market Value of Your Georgetown Home — No Guesswork. Ready to sell? Read this now.
Quick answer
If you want an accurate, market-ready value for your Georgetown home, don’t rely on one source. Use three proven checks: a local realtor Comparative Market Analysis (CMA), a certified professional appraisal, and current sold comparables from MLS filtered for Georgetown neighbourhoods and the last 90 days. Combine those with condition, upgrades, lot size and commute factors specific to Georgetown to get a reliable value you can list with confidence.
Why this matters for Georgetown sellers
Georgetown sells differently than Toronto, Mississauga, or rural Halton. Buyers here care about commute time to the city, GO Transit connections, school quality, and lot character. That changes what buyers will pay for a two-storey detached vs a townhouse. Price it wrong and your house sits. Price it right and you beat the market.
Three ways to find your home’s true market value (step-by-step)
1) Get a local realtor CMA — the fastest, most market-smart option
- Ask for a comparative market analysis focused on Georgetown neighbourhoods. A good CMA uses ONLY sold listings from the last 60–90 days, active listings, and pending contracts nearby.
- Make sure the agent adjusts for: square footage, lot size, number of bathrooms, finished basement, upgrades, and curb appeal.
- Ask the agent for the price per finished square foot for comparable detached homes and townhouses in Georgetown. That metric helps you convert the CMA into a per-sq-ft range you can check yourself.
2) Order a certified professional appraisal — the most defensible number
- A licensed appraiser values a house using market data and technical methods (sale comparables, replacement cost, income approach when relevant).
- Use an appraisal if you need a number for legal reasons, refinancing, or to settle a high-stakes negotiation.
- Expect a cost. Appraisals are precise. They are the best backup when you need a bulletproof figure.
3) Run local sold comparables yourself — DIY check in 30–60 minutes
- Search MLS/ Realtor.ca for sold listings in Georgetown in the last 90 days.
- Filter for property type (detached/town/semis), bedroom count within ±1, and lot size if possible.
- Pick 3–6 closest comps. Adjust upward for superior features (finished basement, premium lot) and downward for defects.
- Result: a realistic price band. Use the midpoint for listing strategy or skew slightly above midpoint if you plan to market aggressively.
How to adjust comparables — a simple rule set
- Bedroom or bathroom difference: adjust $10k–$25k each depending on market level and room function.
- Finished basement: add 50–70% of the per-sq-ft main floor value for finished basement area.
- Lot size or premium lot: add or subtract based on local premium; in Georgetown, big lots or ravine views can add 5–15%.
- Age and upgrades: modern kitchens and bathrooms can add 2–8% to value. Deferred maintenance subtracts more.
These are rules of thumb. A local CMA will calibrate these to Georgetown’s current numbers.
Georgetown-specific factors that change value (don’t ignore these)
- Commute and transit: proximity to Georgetown GO Station and drive time to Highway 401/407 raise appeal for commuters. A 10–15 minute reduction in commute can add thousands.
- School districts and local programs: families pay a premium for access to high-performing schools and nearby parks.
- Heritage and downtown core: older homes in the historic downtown can command higher prices if renovated. Heritage restrictions may limit changes and affect buyer pools.
- Lot character and greenspace: views of the Credit River or conservation greenspace lift value. Conversely, homes backing onto busy roads may sell at a discount.
- New-build pressure and infill: new subdivisions nearby change buyer expectations. If new builds undercut prices with modern finishes, adjust your price or market your home’s unique advantages.
Data sources every Georgetown seller should check
- MLS / Realtor.ca sold listings (most accurate for sold prices)
- MPAC assessed value (Ontario Municipal Property Assessment Corporation) — use as a reference, not a market price
- Local real estate board stats (Halton Hills / Halton Region market reports)
- Bank and mortgage appraisal reports (if available)
- Pre-list inspection and contractor quotes for major fixes
Pricing strategy that wins in Georgetown
- Start with a precise number, not a range. Buyers anchor to a single price.
- Use pricing bands to trigger buyer interest. In Georgetown, the jump between price bands can be $50k–$100k. Place your price strategically to hit the search filters buyers use.
- If you want multiple offers, price slightly below the low end of fair market value, advertise strongly, and use an offer deadline.
- If you want a quick sale with less hassle, price at or slightly below market and highlight condition and convenience.
Make your number defensible to buyers and agents
- Provide a concise one-page comparables sheet with 3–5 sold comps and pictures.
- Include a brief list of upgrades and receipts for major work.
- Share a pre-list inspection or appraisal if you have it.
Small investments that increase the value more than their cost
- Declutter and deep clean. Buyers judge condition in the first 10 seconds.
- Paint in neutral tones. Fresh paint gives immediate perceived value.
- Fix visible small issues: leaking faucets, loose tiles, burned-out lights.
- Stage key rooms: living room, master bedroom, and kitchen. Staging often increases sale price and reduces days on market.
- Landscaping: curb appeal affects first impressions. Simple trimming, mulch, and a clean walkway pay off.
Timing and market rhythm in Georgetown
- Spring often brings more buyers. Fall can be strong for serious buyers looking to move before winter.
- Watch inventory and absorption rates. Low inventory increases your leverage.
- Local new build completions can temporarily shift price expectations. Keep an eye on new subdivision listings in Halton Hills.
Pricing example (simple math)
- Comparable sold: 3 beds, 2 baths, 1,400 sq ft sold for $800,000.
- Your house: 3 beds, 2 baths, 1,500 sq ft plus a finished basement worth 600 sq ft at 60% of main floor value.
- Per-sq-ft baseline: $800,000 / 1,400 = $571/sq ft. Your 1,500 sq ft = $856,500. Finished basement 600 sq ft * $571 * 0.6 = $205,560. Adjust for condition and lot (+/-). Rough target: $1,050,000 before final tweaks.
When to hire a local agent vs. DIY
- Hire a local agent with consistent Georgetown sales when: you need top-dollar, you’re time-constrained, or the house needs marketing to get buyer attention.
- DIY if you’re experienced selling, understand pricing mechanics, and can manage viewings, disclosure, and negotiation. Be honest: DIY saves commission but costs time and risk.
Final checklist before you list
- CMA or appraisal in hand
- 3–5 sold comparables sheet
- Pre-list repair plan and estimated cost
- Professional photos and floorplan
- Pricing strategy and marketing plan
How to get a fast, accurate value without guesswork
Contact a local realtor who sells in Georgetown every month. Ask for a detailed CMA, a neighborhood price-per-sq-ft breakdown, and a one-page plan showing how they will market your home.
For a no-nonsense, accurate valuation and a clear plan to sell fast in Georgetown, contact the local expert: Tony Sousa, Realtor
- Email: tony@sousasells.ca
- Phone: 416-477-2620
- Website: https://www.sousasells.ca
FAQ — Quick answers for Georgetown sellers
How accurate is MPAC for market value?
MPAC provides assessed value for taxation. It is not a real-time market price. Use it as a reference but rely on CMA and sold comps for market value.
How many comparable sales do I need?
Aim for 3–6 sold comps within the last 90 days in the same neighbourhood. The closer the comp in features and lot, the better.
Does staging really help in Georgetown?
Yes. Staging shortens days on market and often increases offers, especially in higher-priced segments and historic downtown areas.
What if my home needs major repairs?
Get contractor quotes and consider pricing to reflect the cost to a buyer. Alternatively, fix the issues if the cost is recoverable through a higher sale price.
Should I get an appraisal before listing?
Get one if you need a defensible number for negotiation, refinancing, or estate purposes. Otherwise a quality CMA is usually sufficient for listing.
How long does a typical sale take in Georgetown?
That varies. In a balanced market, 30–60 days from listing to close is common. In tight markets, homes can sell in days. Your pricing and condition determine speed.
Sell smart. Price right. Get results.
Contact Tony Sousa for a local, accurate valuation and a no-nonsense marketing plan for selling your Georgetown home.
Email: tony@sousasells.ca | Phone: 416-477-2620 | https://www.sousasells.ca
Author: Local Georgetown realtor and market analyst. This guide is focused on practical steps you can take today to find out what your home is worth and sell with confidence.
